Как купить 4 квартиры за 198 000 рублей и как за 5000 рублей получить миллион? | Татьяна Волкова

In this episode, Natalie realized she could have owned many apartments... but instead of crying, she felt recharged. Our guest is Tatyana Volkova, a financial literacy expert. In this episode, you'll learn how to pay off debt and buy several apartments, and why a family mortgage is no joke. The secret to your money, zoomers, watch this episode. Instagram* Natalie Sychevskaya   / sychevskaya   Tatiana Volkova   / volkovafinance   *Instagram is an extremist organization in the Russian Federation and is banned. Natalie's Telegram channel "WOMEN'S COUNCIL" https://t.me/jensovetsyc VK backup site https://vk.com/vsepravi 00:00 Start, disclaimer, teaser 01:27 Greetings. How can a Zoomer or Millennial buy an apartment? 3:00 What is financial literacy in simple terms? 5:00 Does it make sense to manage financial statements if your salary is small? The main misconception 6:49 How can you buy an apartment with a salary of 100-150 thousand rubles? 11:16 Short-term emotions hinder apartment purchases 12:45 How to motivate yourself to buy so it works? 13:38 Developing a plan and common mistakes 16:42 How to avoid spending money you've saved? 19:29 How can you go from 3.5 million rubles in debt to owning 6 properties? 24:47 Do you have to deny yourself everything to save for an apartment? 26:35 Bought an apartment in 3 years, without a mortgage 27:00 4 apartments in 1 year 29:40 Cost of consultations with a speaker 30:15 What's worse: renting an apartment or saving for an apartment and eating macaroni and cheese? 31:35 How to free up money the right way to save money? 35:40 Real-life example: 586 apartments in 20 years 37:30 Compound interest calculator and how to get millions for 5,000 rubles 39:20 Risks associated with investing in real estate without growth potential 42:41 Should you consider buying a new building or an existing home? 44:29 What's the difference between a mortgage and a loan? 45:27 A 30-year mortgage - is it courage or madness? 48:20 How can a family with a child and a salary of 100 rubles buy an apartment? Analysis 49:45 Mortgage rate at 30%: what to do? 52:40 Do you need to earn a lot to make money? 55:30 How to get approved for a mortgage, especially for freelancers? 57:00 Crypto, betting, casinos, NFTs: what's a scam, and what's a way to make money? 01:03:40 Is crypto a scam? 01:04:30 Is the guest saving money? 01:06:10 How to get out of loans and debt? Analysis 01:09:50 Why is bankruptcy bad? 01:10:40 Top books to read 01:13:05 3 final questions 01:13:50 How to keep the romance alive in a long marriage?