Canadian Seniors: STOP Paying These 5 Bills — You May Not Owe Them (Most Don't Know)
If you're over 65 in Canada, there's a reasonable chance you're paying at least one bill this year that you don't legally owe — not because you've done anything wrong, but because nobody told you the credit, the deferral, or the exemption existed. In this video, retired Canadian tax accountant Marv Hutchinson walks through five of them: federal income tax credits most seniors leave unclaimed, the OAS recovery tax withheld from your monthly cheque when it may not need to be, provincial property tax programs that ask only your age, over-withholding on RRIF income, and the free tax filing program the CRA runs that most eligible Canadians have never heard of. Plus three bonus moves for anyone who has built up some assets — including the home sale most people are afraid to make. Everything covered applies to the 2025 tax year, filed spring 2026. Marv is a retired Canadian tax accountant with 34 years of experience and a Bachelor of Commerce from Queen's University. He is not a CPA or registered financial advisor. This video is for general educational purposes only — consult a qualified tax professional about your specific situation. #CRA #CanadianTaxes #OASClawback #RetirementIncome #SeniorsTax #RRIF #TaxTips
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