6 MORE Life Insurance Riders That Could Save Your Family Thousands

In my previous video, I covered 10 life insurance riders — the optional add-ons that most policyholders never learn about. This is part two: 6 more riders I didn't cover the first time, including the cost of living adjustment rider (COLA), the term conversion rider, the spousal rider, the disability income rider, and two advanced riders for people using whole life insurance as a financial planning tool. Together, these two videos cover 16 riders — more than most insurance agents walk their clients through. TIMESTAMPS: 00:00 Part Two Overview 01:27 COLA Inflation Shield 04:16 Term Conversion Option 06:28 Support The Channel 06:56 Spousal Coverage Basics 09:03 Disability Income Boost 11:04 Advanced Riders Teaser 11:50 Paid Up Additions Growth 14:31 Overloan Protection Safety 17:15 Global Availability Notes 19:05 Wrap Up Action Steps 📌 Part 1: 10 Life Insurance Riders That Could Save Your Family Thousands —    • 10 Life Insurance Riders Most People Don't...   📌 Related: Life Insurance Explained —    • Life Insurance Costs Less Than Your Stream...   📌 Related: The Insurance That Protects Your Legacy —    • Your Will and Trust Mean Nothing If This H...   Sources: MoneyGeek, Western & Southern Financial Group, Progressive Insurance, Policygenius, Ethos, Quotacy, SmartAsset, Paradigm Life, Guardian Life, Penn Mutual, Bureau of Labor Statistics 🔔 Subscribe for more on life insurance, legacy planning, and estate protection. #LifeInsuranceRiders #COLARider #TermConversion #PaidUpAdditions #DrBunchessa #LegacyPlanning #InsuranceExplained