Wealth Arki: Live Q&A - April 9, 2020

Rienzie, Fitz, and Adriel answers questions related to Savings, Insurance, and Investments. Live Q&A started at: 12:00 Timestamps of the questions: 13:07 - Which is better PERA or Mutual Fund? 15:33 - What are the safe investments during this time of crisis? 18:41 - What is the effect in our economy when the Philippine Government borrowed 6 Billion Dollars from the ADB? 20:55 - Is it good to invest in the stock market right now? 25:22 - How can I practically save and invest for my flight school which costs 3 Million pesos. I want to achieve this in 5-10 years. 28:08 - Is it good to invest in the Foreign exchange market (Forex)? 32:15 - When will REIT be available in the market? 33:51 - I'm a newly hired employee at BDO Life, any advise since I am about to start this adventure? 35:34 - I would like to ask where I can put my emergency savings? Is it in a time deposit account or savings account? 37:30 - If I have excess Dollars on hand where can I invest it when the market is bearish and when the market is bullish? 40:58 - It is all right to invest in a bond fund right now when the investment went down during the quarantine? 41:27 - How will the pandemic affect the returns of Pag-ibig MP2? 42:42 - What do you mean by CFD (Contracts for difference)? Can you explain how it works? 48:51 - What should we do in this time of crisis, especially in our financial status? 56:51 - Is it good to invest in IMG? And what have you heard about IMG and Kaiser? 1:06:11 - How is this pandemic affect real estate, POGO, and condominium prices? 1:06:44 - How does PERA work where there is tax credit of 5% for the company employed? 1:07:06 - Is the inflation rate of the Philippines of 2.5% last month good? and is low or high inflation good or bad? 1:08:37 - Are cryptocurriencies good right now? 1:11:00 - Should I withdraw my funds in my UITF, and cancel my insurance part? 1:14:17 - To what extend do you make yourself a priority to help others? 1:17:28 - Is the Robinhood app good? 1:19:17 - Do you think our situation will lead to financial recession? 1:20:47 - What if you shift to a Money Market fund from an Index Fund, is it advisable? 1:22:00 - What does President Duterte mean that he will sell government property when cash runs out? 1:23:17 - I'm planning to pursue in La Salle for 2022 where can I invest my money? 1:24:34 - How long will the PSEI recover? 1:25:55 - What do you usually do with the surplus in your salary? Like christmas bonus or 13th month? 1:27:58 - Why is the money market fund not affected in the current situation? 1:28:28 - Do we have roboadvisors in the Philippines? 1:28:51 - Are the dividends from Petron per share? 1:29:10 - Will there be a lot of defaults in corporate bonds? 1:29:22 - Is it safe to put money in Gcash Money market fund? 1:29:35 - When are you a new Fin Lit book? 1:29:54 - How is the consultation fee of Wealth Arki? 1:30:32 - If I open an account (e.g. COL) can I use this for investing and trading? 1:32:07 - I am planning to open a money market fund, and I cannot decide between banks that offer, how do I decide? 1:32:58 - How do I get clients for online freelancing? 1:35:10 - Is it wise to invest long term in the index funds offered in broker apps or the equity funds of the banks? Money Insights & Advice is a video project of Wealth Arki, Inc. Visit their website at http://www.wealtharki.com. BUY OUR BOOK: http://www.wealtharki.com/books/