Buy Hold Sell: 15 ASX ETFs for every investing level

With so much choice on the ASX for building an ETF portfolio, the challenge is in construction. How do you combine ETFs in a way that makes sense for where you are in your investing journey? And how should that mix evolve as your knowledge, confidence and capital grows? In this episode, Tom Stelzer is joined by Daniel Kelly of Viola Private Wealth and Adam Dawes of Shaw and Partners to build three ETF portfolios from the ground up: one for beginners, one for intermediate investors and one for those ready to step into more advanced territory. Starting with low-cost, broad-market exposure ETF options, our panel explores how investors can begin layering in more targeted sector and thematic exposures as their portfolios mature, before heading into sophisticated territory, unpacking geared strategies and listed alternatives, where risk, correlation and portfolio construction become even more critical. Whether you’re building your first ETF portfolio or refining a more complex allocation, this episode offers a practical guide for thinking about portfolio design at every level of experience. This episode was filmed Wednesday 11th February 2026. Correction: Please note that the fee for A200 is 0.04% not 0.07% as mentioned in the video. Timecodes: 00:09 - An ETF portfolio for every level of investor 00:37 - The beginner portfolio 02:46 - The intermediate portfolio 05:09 - The advanced portfolio