20% Down vs 3% Down: The Real Cost Breakdown (With Actual Numbers)

Wondering whether to go for a 20% down payment or just 3%? Check out the breakdown of costs and benefits to see which option might actually make you richer in the long run! ► ► Get Pre-Approved With My Team → https://www.winthehouseyoulove.com/le... ► ► Get An Agent Referral → https://www.winthehouseyoulove.com/agent TOP RESOURCES 📉 Today’s Rates → https://www.winthehouseyoulove.com/rates 🏡 Max Purchase Price Calculator → https://www.winthehouseyoulove.com/ma... 📊 Loan Comparison Calculator → https://www.winthehouseyoulove.com/ad... 📅 Complete Buying Timeline → https://www.winthehouseyoulove.com/ti... 🎓 Lower Student Loan Payments → https://www.winthehouseyoulove.com/st... 💳 Credit Score Simulator → https://www.winthehouseyoulove.com/cr... 0:00 Is 20% Best? 0:49 Comparison 4:28 Pros and Cons 6:58 Cost Of Saving 20% Down 8:46 What Should You Choose? 10:23 Key Takeaways 12:03 Conventional Loans — DISCLAIMER — Kyle Andrew Seagraves is Licensed Loan Originator (NMLS 1701021) with NFM Lending (NMLS 2893), an Equal Housing Lender. Separately, Kyle owns Win The House You Love LLC, an education company. Win The House You Love LLC is not a lender, does not issue loan qualifications, and does not extend credit of any kind. This video is only for educational usage. All calculations should be verified independently. This video is not an offer to lend and should not be used directly to make decisions on home offers, purchasing decisions, or loan selections. Not guaranteed to provide accurate results, imply lending terms, qualification amounts, or real estate advice. Seek counsel from a licensed real estate agent, loan originator, financial planner, accountant, and/or attorney for real estate, legal, and/or financial advice. Not affiliated with the VA, FHA, or any other government agency. This video has not been approved by any government agency. NFM Lending 1190 Winterson Road, Suite 300, Linthicum, MD 21090 Toll Free: +1 (888) 233-0092 NMLS #2893 Equal Housing Lender