Comment faire un BUDGET pour économiser en 2023? (étapes + exemple Excel)

My previous video: https://bit.ly/investissements2022 ✅ €500 off 3 Christopher Wangen training courses with the code VB500 Real Estate: https://formations.christopher-wangen... Crypto: https://formations.christopher-wangen... Entrepreneur: https://formations.christopher-wangen... ✅ The best real estate crowdfunding platform: https://bit.ly/homunityXvalerie ✅ My favorite life insurance is with Yomoni: https://bit.ly/yomoniXvalerie ✅ Earn a €20 bonus for every €200 invested in crowdlending: https://october.eu/r/vblotlafon ♡ INSTAGRAM:   / miss_valerie_bl   In this video, we'll see together how to create a personalized budget in just a few steps to manage your money. I'll also show you the Excel spreadsheet I created to track my own budget, clean up my personal finances by reducing my spending, and save and invest more in 2023. 00:00 Introduction 00:47 The steps 08:48 I'll show you my budget I am not an investment professional recognized by the government or any other organization. I'm just an individual who invests in her spare time and shares her experience and journey through videos. Some links may be affiliate links, which means I receive a commission if you register and invest on the platforms in question. I myself have investments on these platforms and am satisfied with them because they are tailored to my profile. However, I do not provide investment advice and invite you to educate yourself and consider the best options for your own situation. Only invest in things you understand, and especially money you're willing to lose. Past performance is no guarantee of future results. Investing involves risks of which you should be aware. You are solely responsible for your own investments. Kisses! ♡