La Valutazione Ibrida del Rischio di Credito per CFO e Banche

Traditional statistical models have shown limitations in terms of accuracy and robustness, especially in volatile market environments. Recent official research has demonstrated the effectiveness of hybrid approaches, where technology supports but does not replace human expertise. Relying solely on automatic systems is no longer enough; a synergy that leverages the computing power and intuition of the analyst is needed. Advanced platforms like Leanus are a strategic tool in this scenario, enabling structured analysis and evaluation of balance sheet data and accounting statements, the creation of business plans to verify the financial feasibility of transactions, and a comprehensive analysis of prospective risk. The hybrid approach, where the analyst remains in the driver's seat, is the key to more effective, transparent, and resilient decisions in the face of economic crises. During the webinar, we will explore together: why automatic models alone are not sufficient for a comprehensive credit risk assessment; how to integrate the analyst's expertise with advanced platforms like Leanus; the importance of forward-looking analysis (Business Plan) and financial statement evaluation in the post-pandemic era.