SỬA ĐỔI THÔNG TƯ 22 NHNN "GỠ" NÚT THẮT THANH KHOẢN: Liệu Lãi Suất Có Hạ Nhiệt Thật?

🏦 The State Bank of Vietnam is seeking feedback on a draft circular replacing Circular 22/2019 — which regulates limits and safety ratios in banking operations. This is not a typical technical amendment, but rather a move to remove the biggest structural bottleneck, paving the way for real estate lending interest rates to fall below 10% by the end of 2026. Rich Nguyen and his colleague Tran Dat analyze in detail the two core bottlenecks, three major changes in the draft, and their actual impact on the real estate market and investors. Will interest rates truly cool down in the near future? ───────────────────────────── ⏱️ VIDEO CONTENT ───────────────────────────── 00:00 New signals from the State Bank of Vietnam 01:13 What is Circular 22 and why does it need to be amended? 05:23 Bottleneck 1: LDR Ratio — Having money but unable to lend 07:23 Bottleneck 2: SFL Ratio — Lack of long-term capital for real estate 09:51 3 major changes in the draft amendment 15:36 Impact on the real estate market and investors 18:02 Advice: What signals to wait for before investing? ───────────────────────────── 🔍 3 MAJOR CHANGES IN THE DRAFT OF THE NEW CIRCULAR ────────────────────────────── 1️⃣ Switching from LDR to CDR — the new calculation method helps banks "breathe" better 2️⃣ A lifeline from money Deposit to the Treasury — 20% is included in the mobilized capital 3️⃣ Supplementing Basel 3 standards (LCR, NSFR, LEV) — raising international standards 📺 WATCH MORE ───────────────────────────── ▶️ [   • GIÁ NHÀ TĂNG ĐIÊN CUỒNG - AI ĐANG THAO TÚN...  ] ▶️ [   • THỊ TRƯỜNG BĐS NỘI ĐÔ LAO DỐC: DẤU HIỆU KH...  ] ───────────────────────────── **** Register now to receive 6 free courses: https://bit.ly/nhan-6-khoa-hoc-bds-mi... ------------------------------------------- ** Don't forget to LIKE and SHARE if you find this video helpful to spread this information to more people! ** * Don't forget to click the "SUBSCRIBE" button to follow the channel and get the latest information on BUSINESS and REAL ESTATE INVESTMENT shared directly by speaker RICH NGUYEN. --------------------------------------------------- ★☆★ Connect with speaker RICH NGUYEN ★☆★ Rich Nguyen's Facebook Fanpage:   / richnguyen.official   Facebook Fanpage:   / richnguyenacademy.official   Rich Nguyen's TikTok:   / richnguyen_daotaobds   Website: http://richnguyen.vn ---------------------------------------------------------- CONTACT INFORMATION: Hotline: 1900 9999 79 Zalo/Consultant Hotline: (Ms) Hang: 08.4247.8686 Email: [email protected] #laisuat #nganhang #thongtu22 #batdongsan #richnguyen #thetrickshow