【働き損】扶養を外れたら手取りは増えるのか。40代パート主婦が本気で悩んだ現実

Thank you for watching today! 🙇🏻‍♀️ I'm Yuzu, a housewife in my late 30s/early 40s. My part-time income isn't enough to cover living expenses, children's expenses, and loan payments. I know I should work more, but I'm hesitant because I'm worried about whether my take-home pay will really increase if I stop being a dependent. Income tax, resident tax, health insurance, employee pension, unemployment insurance… Even if my gross income increases, how much will I actually have left after all the deductions? Working full-time would drain more of my time and energy than I do now. Housework, childcare, school events, sudden fevers, cooking dinner… If my take-home pay doesn't increase as much as I'd hoped, I'd feel like I'd wasted my time. The security of being a dependent versus the desire to earn more. Anxiety about future education expenses and retirement funds. As a part-time housewife in my 40s, I seriously struggled to decide which path to take. Similarly, if you're struggling with the dependent status issue, if you're wondering whether to work outside of dependent status, if you have concerns about take-home pay, social insurance contributions, or balancing work with housework and childcare, please let me know in the comments. Thank you for listening today. ♥️I'll cry tears of joy if you subscribe to my channel♥️    / channel   X is here🙇🏻‍♀️↓↓↓   / yuzu6952   ---------------------------------- My name is Yuzu, a stay-at-home mom in my 40s. I'm a mother of three children aged 9, 6, and 2. This channel is where I, a stay-at-home mom in my 40s, talk about various problems I've experienced throughout my life. I share real-life stories based on my personal experiences. I hope to create a safe space where people with similar worries can comfortably share their concerns. ---------------------------------- For work inquiries, please contact me here: [email protected] (Regarding project requests, I will only reply to those that I am able to accept. Thank you for your understanding.) *I generally cannot reply to emails other than work-related ones. --------------------------------- #WorkingForNoMoney #DependentAllowance #LosingDependent Status #PartTimeHousewife #HousewifeInHer40s #TakeHomePay #SocialInsurance #HouseholdFinancialWorries #Housewife'sHonestThoughts #RealLife

【音声あり】5月の家計簿/6月梅雨負け?心身ともに不調だった話/今は回復💖/家計簿/4人家族/聞き流し動画
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【音声あり】5月の家計簿/6月梅雨負け?心身ともに不調だった話/今は回復💖/家計簿/4人家族/聞き流し動画

約20年ひきこもりだった夫婦が語る実体験/ドキュメンタリー映画「ひきこもりという履歴」
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約20年ひきこもりだった夫婦が語る実体験/ドキュメンタリー映画「ひきこもりという履歴」

[Pay Stub] 130,000 yen take-home pay: Can I get married on this salary? The result of asking my p...
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[Pay Stub] 130,000 yen take-home pay: Can I get married on this salary? The result of asking my p...

[Part-time Housewife] My workplace bully slowly pushed me to the edge until I was terrified to go...
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[Part-time Housewife] My workplace bully slowly pushed me to the edge until I was terrified to go...

Changing Jobs in My 60s: The Night I Reread That Memo… I Decided to Quit
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Changing Jobs in My 60s: The Night I Reread That Memo… I Decided to Quit

ボーナスの使い道で、周りとの差を感じた【一馬力パパの本音】
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ボーナスの使い道で、周りとの差を感じた【一馬力パパの本音】

【悲報】5人家族、借金あるのに夫が突然無職になりました。#5
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【悲報】5人家族、借金あるのに夫が突然無職になりました。#5

[Revealing My Living Expenses] Deficit Budget with Less Than 50,000 Yen Take-Home Pay / Daily Lif...
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[Revealing My Living Expenses] Deficit Budget with Less Than 50,000 Yen Take-Home Pay / Daily Lif...

【巣ごもりラジオ】2026.7.14 別れてまた進んでいく
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【巣ごもりラジオ】2026.7.14 別れてまた進んでいく

【パート主婦】物価高でお金がない!扶養内とか言ってられない…働き方に悩む人たち【ガルちゃん】
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【パート主婦】物価高でお金がない!扶養内とか言ってられない…働き方に悩む人たち【ガルちゃん】

【On the Brink of Bankruptcy!?】 Terrifying Real-Life Mortgage Horror Stories: What Happened After ...
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【On the Brink of Bankruptcy!?】 Terrifying Real-Life Mortgage Horror Stories: What Happened After ...

いじめをおこなった人間には生涯報いが来ます
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いじめをおこなった人間には生涯報いが来ます

子連れ再婚20年目、離婚の理由をお話します
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子連れ再婚20年目、離婚の理由をお話します

[Unbelievable] In the end, my husband steals the show all weekend.
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[Unbelievable] In the end, my husband steals the show all weekend.

[64 Years Old Working a Part-Time Job on a Pension] A Big Birthday Gift to Myself|
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[64 Years Old Working a Part-Time Job on a Pension] A Big Birthday Gift to Myself|

第413回 | ショーン(息子)事故りました!?
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第413回 | ショーン(息子)事故りました!?

【38歳転職30回越え】ちゃんとした社会人になりたかったけど無理でした→今は家で1人で働いています【社会不適合者・HSP】
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【38歳転職30回越え】ちゃんとした社会人になりたかったけど無理でした→今は家で1人で働いています【社会不適合者・HSP】

[Manga] 10 Worst Hobbies That Will Make You Poor: Avoid These in Your 50s and 60s!
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[Manga] 10 Worst Hobbies That Will Make You Poor: Avoid These in Your 50s and 60s!

How I Cut $5,800 in Summer Expenses in 3 Months | Minimalist
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How I Cut $5,800 in Summer Expenses in 3 Months | Minimalist

[Approaching Retirement! Revealing Our Anxiety-Filled Household Budget] We Have No Retirement Sav...
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[Approaching Retirement! Revealing Our Anxiety-Filled Household Budget] We Have No Retirement Sav...