「100万円が未収」予約キャンセルも…クレジットカード決済代行業者の破産　影響広がる

The bankruptcy proceedings of Zen-Toshin, a credit card payment processing company in Osaka, have caused widespread disruption in the Kansai region. Our investigation revealed heartbreaking cries from restaurants and other businesses. Ken Iga, owner of Hamakyu: "We have over 1 million yen in uncollected credit card payments." The owner of a restaurant in Osaka's Minami district is bewildered by the sudden inability to collect a portion of their sales. The whole situation began with the bankruptcy of a credit card payment processing company in Osaka. Maiko Nakajima, reporter: "A notice indicating the commencement of bankruptcy proceedings has been posted in front of their Osaka headquarters building." Zen-Toshin filed for bankruptcy this past Monday (the 6th) and received a decision from the Osaka District Court to commence bankruptcy proceedings. Their debt amounts to over 115.1 billion yen. First of all, what exactly is credit card payment processing? Generally, businesses of a certain size enter into direct contracts with card companies to accept card payments. In that case, sales proceeds are deposited into the store's account at a pace of once or twice a month. On the other hand, even independently owned or small businesses can accept card payments by contracting with "Zen-Toshin," which partners with card companies. Furthermore, Zen-Toshin offers a service where it advances sales proceeds from card companies and deposits them into the store's account faster than usual, providing businesses with the advantage of securing working capital sooner. With over 200,000 member stores, this bankruptcy not only means that credit cards will no longer be usable, but there is also the risk that unpaid sales proceeds will not be recoverable. Chaos is spreading in Osaka's entertainment district. At a Japanese restaurant in Kitashinchi... Taichi Hirose, General Manager of Kitashinchi Ginkgo: "Customers paying by card will no longer be able to use their cards at all. It was a sudden change, so we had to inform them on the day itself, which caused considerable inconvenience." Also, at a seafood restaurant in Minami, Osaka… Ken Iga, Owner of Hamakyu: "Credit card sales are uncollected. For us, it's roughly over 1 million yen in the last half month. It's a lot of work contacting customers with reservations and asking them to pay in cash." Q) How many reservations have been cancelled? "We had about two cancellations today." The impact isn't limited to restaurants. This hair salon has been unable to accept credit card payments for the past three days. Furthermore, they haven't received approximately 1 million yen in this month's sales. ▼Featured videos, in-depth explanations, and the latest news delivered daily Subscribe here:    / @ytv_news   ▼Yomiuri TV News https://www.ytv.co.jp/press/ ▼Kansai Information Net ten. X (Former Twitter)   / ytvnewsten   Website: https://www.ytv.co.jp/ten/ Instagram:   / ytv.ten   Facebook:   / ytvten   ▼Information Live Miyaneya https://www.ytv.co.jp/miyaneya/ ▼News Zigzag X (Former Twitter) https://x.com/ytvzigzag Website: https://www.ytv.co.jp/zigzag/ ▼Teppan Asa Live Juutto! Website: https://www.ytv.co.jp/juutto/ X (former Twitter): @ytv_juutto https://x.com/ytv_juutto LINE: https://lin.ee/hWfyWs2 Instagram: @ytv_juutto   / ytv_juutto   TikTok:   / ytv_juutto   ▼Yomiuri Television News Department's Social Media TikTok:   / ytvnews   X (former Twitter):   / news_ytv   ▼Submit Information Here: "Submission Box" https://www.ytv.co.jp/toukou_box/