UPS vs NPS: Which Pension Scheme is Better in 2025? | Sanjay Kathuria

Checkout Odoo for Free : https://www.odoo.com/r/xpEi Download The Excel Calculator Here : https://docs.google.com/spreadsheets/... UPS vs NPS: Which Pension Scheme is Better in 2025? | Sanjay Kathuria The Government of India has introduced a major shift in retirement planning with the launch of the Unified Pension Scheme (UPS) — now available for all central government employees from April 1, 2025. But should you switch from NPS to UPS? In this video, Sanjay Kathuria compares UPS vs NPS, explaining their contribution models, pension payouts, eligibility criteria, and long-term benefits — so you can decide what's right for your financial future. ✅ What is Unified Pension Scheme (UPS)? ✅ Key differences between UPS and NPS ✅ ₹10,000 Guaranteed Monthly Pension – fact or myth? ✅ UPS pension calculation mechanism explained ✅ Who is eligible to switch from NPS to UPS? ✅ Should you switch? Pros, cons & irreversible decisions ✅ Long-term inflation protection & family pension ✅ Which states are adopting UPS & who is opposing it? This is a must-watch for government employees, financial advisors, and anyone interested in India’s changing retirement landscape. 🔔 Subscribe to Sanjay Kathuria for simplified finance news & smart investing advice. #NPSvsUPS #UnifiedPensionScheme #SanjayKathuria #GovernmentPension2025 #UPS2025 #PensionSchemeIndia #FinancialPlanningIndia #NPSUpdate2025 #RetirementPlanning #CentralGovtEmployees 📱 Subscribe Our Podcast Pages for More Updates : 📸 Instagram:   / sanjaykathuriapodcast   📘 Facebook:   / sanjaykathuriapodcast   ▶️ YouTube:    / @sanjaykathuriapodcast   ▶️ SK Clips :    / @sanjaykathuriapodcastclips   Check Out My Playlists: 1. Fix My Finance Series : https://spf.bio/Fixmyfinance 2. Insurance Guide : https://spf.bio/Insurance 3. Law of Attraction : https://spf.bio/Lawofattraction 4. IPO Reviews : https://spf.bio/IPOreviews 5. Mutual Funds Guide : https://spf.bio/MutualFundsGuide 6. ETF Investing Guide : https://spf.bio/ETFInvestingGuide 7. SWP Investing Guide : https://spf.bio/SWPInvestingguide 8. Option Selling Guide : https://spf.bio/OptionSellingGuide 9. Financial Education : https://spf.bio/FinancialEducation 10. Gold Investing Guide : https://spf.bio/GoldInvestingGuide ⚙️ My Youtube Studio Gears : 📐 Background Panels: https://amzn.to/3ZabHYH 💡 Wooden Lamp: https://amzn.to/3VbBDSq 🌿 Artificial Plants: https://amzn.to/3CPPs2H 🎤 Microphone: https://amzn.to/4eQ5mas 📚 Bookshelf: https://amzn.to/4fMj4wt 🌈 RGB Lights: https://amzn.to/3COekYC 💡 Godox Softbox: https://amzn.to/3V7pmyb 🔦 Godox Light: https://amzn.to/41eJiD8 📸 Tripod: https://amzn.to/3Zd6Khw 💡 Ring Lights: https://amzn.to/3Z6c8Dj Connect with us on all Social Media: 🔗 Website: https://profitsfirst.in/ 💼 LinkedIn:   / sanjaykathuria   📸 Instagram:   / financebysanjay   🐦 Twitter:   / sanjaykathuria   🔗 Threads: https://www.threads.net/@financebysan... 💬 Telegram: https://t.me/+D_qBSMRxxn83ZmNl ▶️ Clips Youtube Channel :    / @sanjaykathuriaclips   About Me: Sanjay Kathuria, founder of ProfitsFirst, is a Chartered Financial Analyst (CFA) and renowned options trading expert with 16+ years of corporate experience. Financially independent by 39, he has empowered over 25,000 individuals and 10,000+ SMEs to achieve financial freedom. As an ET '40 Under 40' awardee, Sanjay's content on passive income and investment strategies has reached over 1 million followers across social media. Join his mission to simplify business finance and unlock your path to financial independence with proven strategies and insights. Subscribe for More: Don't miss out on more valuable content by subscribing to the channel:    / @sanjay_kathuria   Your Feedbacks Matters the Most to Improve our content. Fill the Google Form : https://forms.gle/YG6seZT5nE7bY4UU6 Disclaimer: This video is for educational purposes only and is not financial or investment advice. I am not a SEBI-registered advisor. Investments in stocks, mutual funds, real estate, digital assets, and other instruments involve risk, including possible loss of capital. Past performance is not a guarantee of future results. Please do your own research and consult a SEBI-registered financial advisor before making investment decisions. Some links may be affiliate links; I may earn a commission at no extra cost to you. All sponsorships or promotions will be clearly disclosed. Viewers are responsible for their own tax and regulatory compliance.