5 HOA Red Flags You Should NEVER Ignore!

44% of South Carolina homes have an HOA. We're exposing the "developer subsidy" trap before you buy one. Grab our free Summerville Insider Guide before you start house hunting: https://bit.ly/guide-summerville In this video, we break down:✅ How to check HOA reserve fund health before you buy✅ Why lender requirements can kill your loan over pending litigation✅ The exact box on the SC contract that decides who pays when things go wrong✅ The questions to ask an HOA before closing If you're relocating to Charleston, Summerville, or the Lowcountry in 2026, this is the HOA due diligence video nobody else is making. We're Dan and Angel Przybylski — The Gen X Team at eXp. We help people relocate to the Lowcountry with a real strategy, not just a house tour. Buying, selling, downsizing, or navigating probate and trusts — we make it make sense. The Gen X Team @ eXp 📱 Call or Text: (843) 900-6869 📨 Email: [email protected] Summerville Insider Guide: https://bit.ly/guide-summerville Book a call with us: https://calendly.com/mygenxteam Relocation checklist: https://bit.ly/relo-checklist Buying soon: https://bit.ly/Buyingsoon Moving to Berkeley County blueprint: https://bit.ly/BCblueprint Probate guide: https://bit.ly/probate-wills Need a trust: https://www.getdynasty.com/GenX OFFICIAL REAL ESTATE INFO: Daniel Przybylski, Realtor 141517 Angel Przybylski, Realtor SC 141539 & CA DRE 02036715 The Gen X Team at eXp C: (843) 900-6869 C: (661) 428-4004 FTC Legal Disclaimer: Some links in our videos’ description box may be affiliate links, meaning we may earn a commission if you choose to use them. There is no additional cost to you—it simply helps support the channel. 👀👊🏼🥳 0:00 — 5 HOA Red Flags to Watch in 2026 1:14 — The Truth About Special Assessments 2:29 — HOA Lender Requirements: A Deal Breaker? 4:55 — Low HOA Fees: Is It a Developer Subsidy? 6:10 — Auditing HOA Reserve Studies in SC 9:49 — HOA Litigation: Is Your Purchase in Jeopardy? 11:00 — The SC Contract Box That Saves You Money #CharlestonRealEstate #SouthCarolinaHOA #HomeBuyingTips2026 #LowcountryLiving #HOARedFlags #CharlestonSC #GenXRealtors #CharlestonSC #HOA #LowcountryRelocation #SouthCarolinaRealEstate