La situación en NU está INTENSA. (Están cerrando cuentas)

In recent months, the situation with NU closing accounts has become more frequent and disruptive; these no longer seem like isolated incidents. And you know what? They probably won't stop anytime soon. I took it upon myself to review their ENTIRE contract to see what reasons they might have for these closures and blocks… and surprise: I was left with more questions than answers. Let me explain why. 000 TIMES 00:00 Intro 00:45 NU Account Types 01:20 Frozen Account for 1 Year 01:43 Deposit and Withdrawal Rejection 02:40 Account Blocking 03:58 Overdrafts 05:02 THIS prevents blocks 05:38 90 days for unrecognized transactions 05:55 Blocking due to incorrect information 06:09 30 minutes to transfer 06:23 Rejected transactions 07:05 Blocking due to inactivity 07:36 Frozen funds and deposit reversals 09:40 "Chinese-style" charges 09:58 Unjustified closure 10:11 Reasons for contract cancellation 10:30 Blocking due to "atypical behavior" 11:27 Beneficiaries ONLY by phone call 12:15 Why are they so strict? 13:11 What can we do to prevent blockages?