0050、台積電怎麼長抱？本業開源＋累積本金，用長期持有把資產慢慢滾大！｜ft. 冰蹦拉【我的百萬計畫】EP04

The popularity of ETF (Equity Fund of Taiwan) regular investment plans in Taiwan continues to rise, with 0050 and TSMC remaining core choices for many investors' long-term strategies. However, before starting to invest, many people are truly stuck on the question: "I haven't even saved my first million, how can I begin?" This episode of "My Million Plan" invites Bingbengla to share how she started as a spendthrift, reset her financial goals because she wanted to buy a house, cut up her debit card, reduced the convenience of withdrawals, increased her income through freelance work, used Excel to calculate her down payment, and then transformed her first pot of gold into a life-changing investment through 0050, TSMC, and US stock regular investment plans. Can a spendthrift really save 1 million? How should one plan for a down payment on a house? Are 0050 and TSMC suitable for long-term holding? If your salary is low, should you save money first or increase your income first? Here are the key points: ⭐Your first pot of gold isn't the end, but rather the beginning of having choices. ⭐Even those who live paycheck to paycheck can save money. The key is to save first and then spend, minimizing the inconvenience of withdrawals. ⭐Investing isn't about watching the market every day, but about choosing good companies you understand and holding them long-term. 📣Feel free to like, share, and discuss if you have any different opinions.📣 #ListenForFree #ThinkingQuicklyAndSlowly Storytelling Videos 👉https://cmy.tw/00Cqee Investing isn't about who's fastest, it's about who thinks deepest! Listen now to #ThinkingQuicklyAndSlowly, think calmly, and steadily become wealthy 👉https://cmy.tw/00Cqee ⏰Limited to 200 people, while supplies last⏰ 📢Want to get the latest information on Taiwan stocks, ETFs, and financial management? Join the official LINE account of Money Magazine now! 👉https://cmy.tw/00CseO 【Money Fan Benefits】 #FreeTrial Limited to one per person Limited serial numbers available: The latest issue of Money Magazine to stay on top of financial trends ⭐How to subscribe: 1. Click the link: https://cmy.tw/00D7Nr 2. Download the Money Magazine app from your mobile app store Or read the e-magazine anytime anytime on the Money Magazine website's member center! ▶️(Click on the time to jump to the clip) 00:00 Exciting Preview: From Living Paycheck to Paycheck to Buying a New House Worth 10 Million 01:00 Finding Millionaires on the Street: Stepping into Real Life, Reclaiming Your Choice in Life 01:18 Earning Your First Pot of Gold at 26! Financial Awakening from Blind Consumption 01:31 Unboxing a Minimalist, Healing Homebody! A Happy Studio Where Lights Don't Need to Be Turned On Normally, and a Cat-themed Staircase 02:35 The Logic of Rational Travel Consumption: Buy Only Profound Memories, Not Excessive Souvenirs 03:15 The Secret to Buying a Multi-Million Dollar House at 27: Let Concrete Dreams Become the Strongest Motivation for Saving 04:02 A Ruthless Savings Strategy to Curb Material Desires! Cut Up Your Debit Card and Say Goodbye to Hidden Overspending 04:27 Establishing a Painless Automatic Savings Account: Unconsciously Saving 20,000 Yuan Every Month 05:15 The Ironclad Rules of Financial Planning: Controlling Your Credit Card Limit and Refusing Installment Payments 06:05 Crossing the First Stage of Wealth: Seeing the "Desire to Increase Income" Inspired by Savings Growth 06:19 Not Relying on Luck, But on "Choice"! The Survival Wisdom of a Single-Parent Girl Taking Control of Her Life 07:24 Peeling Back the Sugar Coating of Exquisite Internships at Foreign Companies! A Shocking First Workplace Experience Before Graduation 08:29 Understanding the 9-to-5 Office Ecosystem: A Senior's Path to Freelancing 10:20 Overcoming the Anxiety of Peer Comparison: How to Survive the Mental Pain of Saving Up 12:17 Working Backwards to Your Million-Dollar Blueprint: Creating a Personalized Financial Formula 14:13 Digital Home Viewing: Precisely Controlling Budgets and House Details with Excel Spreadsheets 16:17 Embracing Buffett's Value Investing Mindset: The Power of US Stock Odds and Long-Term Holding 16:44 Focusing on Core Business to Expand Cash Flow: Defensive Wisdom to Avoid Being Held Hostage by the Speculative Market 18:41 Buying a Safe Home While Still Holding onto the Ultimate Dream of "Home-Built Homes" 19:10 Life Inspiration from Balinese Yoga: The Ultimate Destination of Financial Management is Life Experience 21:01 Profound Reflections After Overworking Leads to Health Problems 21:18 Bingbola's Iron Triangle Theory of Life: Supporting Absolute Freedom in Life with a Solid Economic Foundation 22:52 A New Perspective on Life Brought by Skiing and Travel: Using Money to Exchange for Priceless Life Memories 24:56 Taking Control of Your Life with Your Own Abilities: No Longer Placing Dreams and Future in the Expectations of Others 25:00 End #0050 #TSMC #LivingOnlyMoney #DownPaym...