借錢時開口先說這「3句話」的人，千萬別借！90歲富豪看透的借錢潛規則，他根本沒打算還！#李嘉誠

📣 【This Episode's Interaction and Connection: Sign Your Defense Pact】 If you feel today's words have awakened you and helped you see the true nature of people behind lending money, please complete the following interaction to establish an unbreakable rule for yourself: ✍️ Leave a Comment and Vow: Please solemnly type these four words in the comments section—"Words are meaningless." This isn't just for my benefit; it's a promise to yourself! Next time someone tries to borrow money from you with sweet words, you'll remember this episode first, and protect your bottom line and retirement savings! 💌 Share and Spread Merit: Please forward this video to your spouse, children, or that old friend who always suffers because they're "too soft-hearted and embarrassed to refuse." Your sharing might help them avoid a huge pitfall and protect their life savings—that's a tremendous act of merit! 🔔 Subscribe to Support: Click the 【Subscribe】 button at the bottom of the screen and turn on notifications. In the future, I will continue to share with you the wisdom I've gained from countless sacrifices in my life—the wisdom of observing people, understanding events, and seeing through human nature! See you in the next video! — [Timeline] Click the blue timestamps to jump directly to the highlights: 00:00:00 A Vancouver viewer's plea for help: Should I lend money if my old friend says these 3 things? 00:02:40 A golden rule of business: The order in which people speak reveals their intentions; the more eager someone is to prove themselves, the more insecure they are. 00:03:34 First sentence: "We've known each other for so many years, do we still need a written agreement?" (Using feelings as a shield, Chen Zhijian's painful lesson) 00:08:44 Why is "keeping clear accounts even between close brothers" the most humane approach? (A written agreement preserves decades of friendship) 00:12:15 Second sentence: 【I'll pay it back quickly, in a month or two at most】(No specific date or source indicates he's unsure) 00:18:03 A trick to test a borrower's sincerity: Ask, "What if you can't pay it back?" 00:20:10 Third sentence: 【Don't worry, I'm a very trustworthy person】(Truly trustworthy people act on their actions; proactively emphasizing this is often a strategic move) 00:25:21 How to politely and tactfully refuse a loan? (A "resolution method" to cheaply eliminate someone's trust) 00:30:42 Closing appeal: Leave a comment saying "Words are meaningless," so you're no longer bound by sweet talk and can secure a peaceful old age! #PeopleReading #Loan #HumanNature #InterpersonalRelationships #SocialUnspokenRules #ScamPrevention #LifeInsights #AdviceFromExperiencedPeople #WordsAreNoProof #ClearAccountsEvenWithCloserBrothers 【Disclaimer】 This channel, "Li Ka-shing's Business Philosophy," is operated by independent creators and has no official contact or authorization from Mr. Li Ka-shing or his related companies. The channel's content aims to explore business wisdom and life philosophy. Some video materials may be generated with AI assistance and are intended for emotional support and inspiration only. The financial concepts, interpersonal relationship management, and mental and physical adjustment viewpoints shared in the videos are purely for general experience exchange and do not constitute any professional financial, legal, psychological, or medical advice. Please consider these points rationally based on your own circumstances. If you need to make any major decisions, please consult a professional first. This channel assumes no responsibility for any risks or liabilities arising from the content viewed.