What Retirement Savings Tools Are Right For You | Own Your Retirement Ep 70
Losing your job just a few years before retirement can feel overwhelming, but it does not have to derail your future. In this episode of Own Your Retirement, Albert Lalonde walks through nine practical steps to help you steady your finances, evaluate your options, and make thoughtful decisions during a stressful transition. From pausing major spending and reviewing your cash flow to understanding retirement account withdrawals, Social Security timing, health insurance costs, and the possibility of part-time or fractional work, this conversation offers clear guidance for anyone facing an unexpected late-career layoff. Timestamps: 00:00 - What to Do If You’re Laid Off Before Retirement 01:26 - Why This Topic Matters for Pre-Retirees 04:06 - Step 1: Pump the Brakes on Spending 05:36 - Step 2: Run the Numbers and Review Health Insurance 07:45 - Step 3: Understand Your Income Options 10:07 - Step 4: Decide Whether to Work Again or Retire 11:48 - Step 5: Re-Evaluate Your Social Security Strategy 14:03 - Step 6: Connect With Your Network 15:51 - Step 7: Rethink Your Interview Approach 17:37 - Step 8: Lean on Friends and Support 19:19 - Step 9: Save Room for Downtime 20:47 - Why a Financial Professional Can Help You Regain Clarity 22:35 - How to Get Help With Your Retirement Plan 📞 Have questions? Need advice? Contact Albert Lalonde at Kaizen Financial Group to set up a consultation today! 👉 Call us at 586-752-7008 👉 Visit us at kaizenfinancialinc.com Don't forget to subscribe to our YouTube channel for more financial tips and insights! Let us know your thoughts on the topics discussed or give us any feedback to make the future episodes better! #FinancialPlanning #RetirementPlanning #WealthManagement #EstatePlanning #LegacyPlanning #FinancialAdvice #FinancialEducation #MoneyManagement #InvestmentStrategies #Trusts #Wills #Probate #FinancialAdvisor #Retirement #Taxes #Inheritance #IRA #LifeInsurance #FamilyLegacy #FinancialSecurity #FuturePlanning #retirement #retirementplanning #SocialSecurity #michigan #detroit #shelbytownship #KaizenFinancialInc #AlbertLalonde #OwnYourRetirement #TaxPlanning #TaxCutsAndJobsAct
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