3 months of YNAB | the philosophy, my favourite features, and is it for you?
I have been using YNAB for 3 months and in this video I'm giving you my completely honest verdict — the philosophy, my favourite features, how it has changed my finances and most importantly whether I think it is actually for everyone. Spoiler — it's not for everyone and I'll tell you exactly who it isn't for! For me the thing that changed everything was giving every single pound a job and creating my dream life in my plan. Seeing my goals, my holidays, my hair appointments and my wish farm all reflected in my budget made me realise that a plan isn't about restriction, it's about intention. The YNAB community is also a huge part of why I love it so much — I'll link the people who got me into YNAB in the description below 🌻 In this video: -The YNAB philosophy and why it resonates with me -My favourite features after 3 months -How it has changed my finances -My honest verdict on whether YNAB is for everyone -A free trial link if you want to give it a go Time Stamps 00:00 Is YNAB actually worth it? 00:25 Resonating with the philosophy 05:16 My favourite things to do in YNAB 10:04 How YNAB changed my finances 11:32 Is it for everybody? 13:18 two free months 14:01 Still not sure? 🔗 People who got me into YNAB: @cointrolfreak The first time I ever saw YNAB was her videos 💙 @brandiwasek The lady who got me so hooked I had to sign up 💜 @BudgetwithChloe98 Down to Earth, such a lovely person to watch❤️ @_TinaWilliams So funny and real with her budget videos🩵 @PeaceofMindPaydays Calming budget videos with fun category names💛 🎧Budget Nerds Podcast!!! • Debt vs. Month Ahead: What to Do First 🌱 If you want to try YNAB use my link to get two free months (and I also get a free month), no card info needed x https://ynab.com/referral/?ref=refWMb... 🌻 If this video helped you or made you feel seen — you can support me on Ko-fi while I work toward monetisation — https://ko-fi.com/budgetwithniamh I also use Rakuten to get cash back when shopping online. If you sign up with this link (no cost) then we both get free money :) www.rakuten.co.uk/r/NIAMHB28 #ynab #budgetinguk #personalfinanceuk #YNABreview #budgetingapp
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