🍰 How to Bake a Cake: An Asset Allocation Mashup | Rick Ferri & Paul Merriman | 134

Joining us on this episode is not just one, but TWO titans in the investing and financial literacy space, Rick Ferri and Paul Merriman. These two great minds go head-to-head on topics like asset allocation, and the risks/rewards of small cap value funds vs. total stock market funds. Through this high energy debate, they also provide expert insights into the various stages of your investing journey. Rick and Paul both share how they empower investors through their platforms and continue their relentless mission of spreading financial education. 🌐 Visit Catching Up to FI website https://catchinguptofi.com 👥 Connect with us https://linktr.ee/cutfi ☕ Like what you hear on Catching Up to FI? Support the show at "Buy Me a Coffee" https://www.buymeacoffee.com/catching... 🗣️Record a Voice Message with your feedback or question https://catchinguptofi.com/contact-us... ===  DEALS AND DISCOUNTS FROM OUR TRUSTED PARTNERS=== 🎓 Student Loan Planner Get a custom student loan plan from our CFP®, CFA and CSLP® professionals. They charge a one-time fee for their thorough review. Our listeners receive $100 off a 1:1 consult using the link below. Flat fee is normally $595, but after your $100 off ‘Catching Up to FI’ discount, it's $495.  👉🏼 Be sure to use this link: studentloanplanner.com/catchingup 📈 Boldin (formerly NewRetirement)  Retirement planning software that's like having a financial advisor at your fingertips. You can get started with the free version or choose the premium option (PlannerPlus) and get a 14-day free trial.   👉🏼 Be sure to use this link to get started:  Go.boldin.com/catchingup For a full list of current deals and discounts from our partners, sponsors and affiliates, click here:  🔗 https://catchinguptofi.com/our-partners RESOURCES MENTIONED ON THE SHOW: (As an Amazon Associate, I earn from qualifying purchases.) 🌐 https://rickferri.com Bogleheads on Investing Podcast https://boglecenter.net/category/podc... The John C. Bogle Center for Financial Literacy https://boglecenter.net List of Vanguard Funds and ETFs https://investor.vanguard.com/investm... Bogleheads Investment Policy Statement https://www.bogleheads.org/wiki/Inves... 🌐 https://www.paulmerriman.com ‪@PaulMerrimanSoundInvesting‬ Merriman Financial Education Foundation https://donate.paulmerriman.com Merriman Financial Literacy Program at Western Washington University https://financialliteracy.wwu.edu Paul Merriman Quilt Charts (1928-2024) - 2024 Returns https://drive.google.com/file/d/16uXc... Paul Merriman Sound Investing Portfolios Performance (50-50) - 2024 Returns https://drive.google.com/file/d/1QZAQ... 📗 What Works on Wall Street, Fourth Edition https://amzn.to/3ReoLZm ⏰ ‘Catching Up to FI’ Episodes: Financial Literacy and Mastering the Million Dollar Decisions | Paul Merriman | 132    • Financial Literacy and Mastering the Milli...   We're Talking Millions! Part 1 | Paul Merriman | 008    • We're Talking Millions! Part 1 | Paul Merr...   We're Talking Millions! Part 2 | Paul Merriman | 009    • We're Talking Millions! Part 2 | Paul Merr...   TIMESTAMPS / CHAPTERS 00:00 ⛓️ Understanding Bonds and Young Investors 02:31 🌟 Introduction to Financial Literacy Titans 03:12 🎓 Paul Merriman's Financial Education Foundation 04:18 🧠 Rick Ferri and the Bogle Center for Financial Literacy 12:09 ⚖️ The Importance of Asset Allocation 23:11 🌍 Debating International vs. US Stocks 35:12 🗓️ Target Date Retirement Funds: Pros and Cons 45:55 📈 Exploring Small Cap Value Investing 49:34 🧩 Understanding Non-Traditional Index Funds 50:28 🔍 Small Cap Value Performance Analysis 52:56 👨‍👩‍👧‍👦 Generational Wealth and Portfolio Management 53:54 🧬 Diverse Value Factors in Investing 55:55 🚧 Challenges of Small Cap Value Investing 57:33 🧭 The Philosophy of Long-Term Investment Strategies 01:01:11 🧪 Debating the Evidence-Based Investing Approach 01:12:46 🛡️ The Importance of Staying the Course 01:22:05 🎤 Final Thoughts and Recommendations 🎧 Listen & Subscribe: Don't forget to subscribe to "Catching Up to FI" for more insightful episodes. Tap the bell icon 🔔 to get notified of new episodes! ✍🏻 Leave a Comment: Share your thoughts or experiences in the comments below. Have questions for our guests or the hosts? Drop them here, and we’ll get back to you! 👍🏻👍🏿 Like, Share, and Subscribe: If you enjoyed this episode, please like, share, and subscribe! Your support helps us bring more valuable content to you. ⚠️ Disclaimer: Our content is for general education and information purposes only. We are not providing financial, legal, or tax advice. Always do your own research or consult a professional before making important decisions