I'm 35 in Singapore. If You're In Your 20s/30s, Watch This.

Turning 35 in Singapore isn't just another birthday. It's the age the government sets as the legal cutoff for singles to apply for their own HDB flat, and the age your income, housing and investing decisions stop being "figuring it out" and start being permanent. This content is not sponsored so if you enjoyed my sharing, please help me click https://hmsg.link/ibkr to see my preferred broker 💹 Interactive Brokers or scan the QR code in the video. It helps to support my small channel in producing better value content for my viewers! _________________________________ 📌 My go-to tools: 💹 Investing & Trading Platforms: https://hmsg.link/investing 💳 Cards and savings: https://honeymoneysg.com/#deals ☕️ FREE spreadsheets: https://hmsg.link/shop 📌 Connect: 💬 Telegram: https://hmsg.link/telegram 📷 Instagram:   / honeymoneysg   🌐 Website: https://honeymoneysg.com 📧 Business only: [email protected] Disclaimer: The information provided in any affiliate referral or recommendation should not be considered as financial advice. The content is for general information purposes only and does not take into account your personal financial situation, goals or objectives. You should always do your own research and seek professional advice before making any financial decisions. We may receive compensation for affiliate referrals, but this does not influence our recommendations or reviews. Interactive Brokers provides execution and clearing services to its customers. Influencer is not affiliated with, recommended by or an agent of Interactive Brokers. Interactive Brokers makes no representation and assumes no liability to the accuracy or completeness of the information provided in this video. For more information regarding Interactive Brokers, please visit www.interactivebrokers.com.   None of the information contained herein constitutes a recommendation, offer, or solicitation of an offer by Interactive Brokers to buy, sell or hold any security, financial product or instrument or to engage in any specific investment strategy.  Investment involves risks.  Investors should obtain their own independent financial advice and understand the risks associated with investment products/ services before making investment decisions. Risk disclosure statements can be found on the Interactive Brokers website.   Influencer is a customer of Interactive Brokers. Interactive Brokers and Influencer have entered into a cost-per-click agreement under which Interactive pays Influencer a fee for each clickthrough of the Interactive Brokers URL posted herein. _________________________________ In this video, I break down what 35 actually means for Singaporean singles: whether your income stacks up against the national median, why your friend group quietly changes shape in your 30s, the real math behind BTO versus resale flats (and an underrated house hacking move), and why the boring dollar cost averaging strategy beats every "secret stock" course you'll be pitched. I share what I got wrong in my first years of investing and the platform I use today. If you're in your 30s in Singapore, this is your checkpoint, not your final exam. 00:00 Intro why 35 matters in Singapore 01:17 Income and career reality check 02:57 Why you lose friends in your 30s 04:47 HDB housing BTO vs resale 06:10 Renting out spare rooms with a resale HDB 06:58 Private property opportunity cost 08:43 Investing strategy at 35 13:08 Final thoughts #NotSponsored