Bogleheads University 501 2024 Retirement Spending Deep Dive with Jonathan Guyton

Christine Benz interviews Jonathan Guyton about dynamic portfolio withdrawals in retirement. Chapters: 0:00 Introduction 1:33 Variable withdrawals and “guardrails” 12:35 Giving ourselves permission to spend 14:49 “Core” spending vs. “pots” for travel and more 18:37 Long-term care expenses 20:37 Which holdings to withdraw from 27:46 Inflation protection incl. stocks 31:00 What do with income distributions 32:26 International stocks 35:25 Active stock loss selling 38:16 Behavioral finance pitfalls 39:32 Giving while living to family and charity 44:35 Audience Q&A Recorded on September 27, 2024. The complete Bogleheads 2024 Conference Proceedings can be found at https://boglecenter.net/2024conference/ Bogleheads University 2024 is split into two tracks: Bogleheads 101 Investing Fundamentals and Bogleheads 501 Advanced Topics. The Bogleheads University Courses can be found at https://boglecenter.net/bogleheads-un.... Slides and transcripts are also available. The John C. Bogle Center for Financial Literacy (https://boglecenter.net/) is a non-profit organization dedicated to improving financial literacy. The Center’s mission is to expand the legacy of John C. Bogle, the founder of Vanguard, by promoting the principles of successful investing and financial well-being through education and community. The Center envisions a world of well-informed, capable, and empowered investors. Community outreach is achieved through the Bogleheads forum, wiki, and blog, as well as in-person and virtual Bogleheads chapters worldwide. Bogleheads.org: Bogleheads Website Home Page: https://www.bogleheads.org/index.php Bogleheads Forum: https://www.bogleheads.org/forum/inde... Bogleheads Wiki: https://www.bogleheads.org/wiki/Main_... Bogleheads Blog: https://www.bogleheads.org/blog/ Investors can get started here: https://www.bogleheads.org/wiki/Getti... Social media: Bogleheads on Facebook:   / bogleheads   Bogleheads on Twitter:   / bogleheads   Bogleheads® is a registered trademark of the John C. Bogle Center for Financial Literacy.