Costly Retirement Blunders: Why Your “DIY” Strategy Might Be Secretly Costing You Thousands

Think you’re saving money by waiting to plan your taxes? You might be falling into the same traps we see every single year. In this livestream, Troy Sharpe CFP®, CPWA® and two of our Senior Wealth Advisors each break down real-world "horror stories" they've run into from retirees who thought they were being smart, until the IRS sent the bill.   We'll cover stories like: The "Penny Wise" Trap: How one client saved a few dollars on fees but "voided" their entire annual tax plan, triggering higher Medicare premiums (IRMAA) and a massive tax bracket jump. The RMD Reality Check: Why waiting until age 73 to think about Roth Conversions means you're no longer planning for your retirement, you're just planning for your children’s inheritance. And more! We'll also be answering your questions live from the chat and giving away two $100 gift cards to a restaurant of your choice.   Join Troy, Ed Rossi CFP®, CPWA®, and Lizzie Krog CFP®, CPWA® on Tuesday, March 24th at 6pm CT. Submit your questions ahead of time here: https://click2retire.com/diy-retireme...   Do you have a retirement plan that goes beyond allocating funds to truly fit your needs? We can help you create a retirement life plan customized for your retirement vision and legacy. Call us at (877) 404-0177 or Click HERE: https://click2retire.com/costly-retir...   Get the answers you need to help protect your wealth. These live events are designed to connect with our viewers and understand the concerns affecting retirees today. Our goal is to help you tune out the noise and focus on what really matters. Gain insights from a Financial Advisor, Troy Sharpe, CFP, CPWA, Founder and CEO of Oak Harvest Financial Group with special guest appearances.   This content expresses the general views of Oak Harvest Financial Group and is for educational purposes only. It should not be considered an offer or solicitation to buy or sell securities, nor is it personalized investment, tax, or legal advice. Investing involves the risk of loss and past performance is never a guarantee of future returns. The strategies discussed may not be right for you, and your personal circumstances should be considered carefully before the adoption of any investment or tax strategy. Indexes such as the S&P 500 are not available for direct investment. Client portfolios are based on individual situations, objectives, and risk, and actions and ideas discussed will not apply to all client portfolios. Hypothetical scenarios do not reflect actual results and do not guarantee future results. Terms such as “Guaranteed,” “safety,” and “principal protection” refer to insurance products and are dependent on the financial strength and claims-paying ability of the issuing insurance company. Investment Advisory services provided through Oak Harvest Investment Services, LLC. Insurance services provided through Oak Harvest Insurance Services, LLC. Oak Harvest Financial Group is not affiliated with any government agency *****   Giveaway Official Rules 1. No purchase necessary to win. 2. Eligibility. The drawing is open to all natural persons who are residents of the United States who are at least 18 years old at the time of entry. Employees and their respective immediate family members (spouse, parents, siblings, and children) and household members are not eligible. You will be excluded from the drawing if winning will result in you violating the Oak Harvest gift policy. The drawing is subject to federal, state, and local laws and regulations. 3. Sponsor. The drawing is sponsored by Oak Harvest Financial Group, located at 920 Memorial City Way, Suite 150, Houston TX 77024. 4. Agreement to rules. Participation in the drawing constitutes full and unconditional agreement to and acceptance of these Official Rules and the decisions of the Sponsor, which are final and binding. Winning a prize is contingent upon being compliant with these Official Rules. The Sponsor reserves the right to refuse, withdraw, or disqualify an entry at any time at the Sponsor’s sole discretion. By entering this drawing, you represent and warrant that you are eligible to participate based on the eligibility requirements. 5. Entry period. Entries will be accepted March 24, 2026 between 6:00pm CT and 6:45pm CT. Entries submitted before or after the entry period will be disqualified. 6. How to enter. Sign up during the Oak Harvest YouTube Livestream by completing the official entry form. Limit one (1) entry per person. 7. Winner selection. Two Winner(s) will be selected on March 24, 2026 during the Livestream and will be randomly selected for a chance to win a $100 restaurant gift card. 8. Privacy. Information collected from entrants will not be shared and is subject to the Oak Harvest Privacy Policy which can be found at www.oakharvestfg.com