9 Years of ETF Investing: What I Learned

9 years of investing in ETFs. Was it worth it? Here's what I learned 🇪🇺 My favorite broker in Europe (ETFs): https://angelo.fi/ib After 9 years of passive ETF investing, I'm sharing the most important lessons I've learned, including some painful mistakes I made early on. Whether you're just getting started or have been investing for years, I'm hoping at least a few of these will save you some time, money or stress on your own journey! We'll also review my returns since then and where my portfolio stands in 2026! My Favorite Brokers (ETFs, Stocks and Bonds): 🇪🇺 Interactive Brokers: https://angelo.fi/ibkr 🇪🇺 Trade Republic (3% interest p.a.): https://angelo.fi/trep 👉 Compare ETFs & Stocks: https://angelo.fi/comp ⚡Where I Buy Bitcoin (10€ bonus): https://angelo.fi/bit 💶 My 3% p.a. high-yield savings account and 1% saveback card: https://angelo.fi/save 📈 What I Use to Track my ETFs: https://angelo.fi/getq 📌 Early Retirement Calculator: https://angelo.fi/retire Watch these next:    • How To Use Interactive Brokers Effectively...      • The Best World ETF To Hold Forever (2026)      • How to Prepare for the Next Market Crash (...   Timestamps: 00:00 623.000€ in ETFs 00:35 1. Staying Invested Is Harder Than It Looks 02:23 2. There Will Always Be a Reason Not to Invest 04:00 3. Automation Beats Motivation 05:09 4. Complexity Is the Enemy of Consistency 07:02 5. Your Savings Rate Matters More Than Your ETF Choice 08:12 6. Dividends Are Mostly Psychological 09:45 7. Boring Is Good 11:00 8. Your Emergency Fund Protects Your Strategy 12:08 What I Learned After 9 Years Investing in ETFs - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - When investing, your capital is at risk. Some of the links in this description are affiliate links, including the link to Interactive Brokers. This means I may earn a commission if you click them, at no cost to you. These links help support me and the channel, but they are not part of any sponsorship. I am only sharing my own experience and the views I express are mine alone - I’m not a financial advisor and do not make investment recommendations or give investment advice. You should always do your own research and due diligence before investing. None of the information contained herein constitutes a recommendation, offer, promotion, or solicitation of an offer to buy, sell or hold any security, financial product or instrument or to engage in any specific investment activity. IBKR disclosure: https://angelo.fi/dis