તમારી સેલેરી પ્રમાણે કેટલા બજેટનું ઘર ખરીદવું જોઈએ? હોમ લોન લેતા પહેલાં આ ગણિત સમજો | Ek Vaat Kau

તમારી સેલેરી પ્રમાણે કેટલા બજેટનું ઘર ખરીદવું જોઈએ? હોમ લોન લેતા પહેલાં આ ગણિત સમજો | Ek Vaat Kau How Much House Can You Afford? The Ultimate Home Buying Math Explained! Buying a home is a lifetime dream for every Indian family, but are you accidentally stepping into a massive debt trap? In this video, we move past the sales pitches of builders and home loan offers from banks to decode the absolute reality of your home buying budget based on banking sector data and golden rules of personal finance. We break down 5 critical rules every home buyer must know before signing the papers: The 3x to 5x Income Multiplier Rule to set your max budget, the 35% to 40% FOIR (Fixed Obligation to Income Ratio) Rule to keep your monthly EMIs safe, and the International Gold Standard "28/36 Rule" used by global banks to test your financial health. We also expose the brutal hidden costs that builders never tell you—including stamp duty, registration fees, GST, advance maintenance, and interior expenses that instantly inflate your budget by 10% to 15%. Finally, learn the smart strategy behind a 30% down payment versus the standard 20% myth, along with a quick income vs. property value breakdown for ₹50K, ₹1L, and ₹2L monthly salary brackets. Watch till the end to secure your financial freedom before buying your dream home! #HomeBuyingTips #PersonalFinance #HomeLoanMath #FinancialFreedom #EMIRealCheck #RealEstateIndia #VTVDigital ગુજરાત, દેશ અને દુનિયાના ન્યૂઝની પળેપળની અપડેટ મેળવવા ફોલો કરો અમારી WhatsApp ચેનલ... https://whatsapp.com/channel/0029Va9P... Download VTV Gujarati News App at Play Store https://play.google.com/store/apps/de... App Store https://apps.apple.com/in/app/vtv-guj... Breaking News and Latest Updates in Gujarati | Gujarat News Live Looking for Live News in Gujarati? Stay updated with the latest breaking news in Gujarati and Gujarat latest news on our reliable platform. Get real-time updates, comprehensive coverage, and stay well-informed about current events. Stay connected for the freshest news stories in Gujarati. VTV Gujarati News Channel is also available on other social media platforms...visit us at http://www.vtvgujarati.com/ You can also watch - THEPLA TALK    • THEPLA TALK   Daily Dose (ડેઇલી ડોઝ)    • Daily Dose   VTV SHORTS    • VTV SHORTS   EK Vaat Kau    • EK Vaat Kau   Visit us at http://www.vtvgujarati.com/ for more updated news in Gujarati. VTV Gujarati News Channel is also available on other social media platforms. Connect with us at Facebook!   / vtvgujarati   Follow us on Instagram   / vtv_gujarati_news   Follow us on Twitter!   / vtvgujarati   Join us at LinkedIn   / vtv-gujarati