ETFs vs Mutual Funds - For Court Reporters

Join our educational Facebook Group for court reporters -   / courtreporterfinance   This webinar explains the difference between ETFs and mutual funds as investment options inside accounts like 401(k)s, Roth IRAs, brokerage accounts, and 529 plans, emphasizing that the account is the tax “wrapper” while ETFs or mutual funds are what actually invest in the market. Using the S&P 500 as a reference, it describes ETFs as a generally passive, low-cost way to buy an entire index that trades intraday like a stock, and mutual funds as typically active, higher-cost strategies where managers select holdings and prices update once daily. It compares expense ratios, notes possible mutual-fund sales charges, and highlights tax differences, including mutual funds’ annual capital gains distributions and ETFs’ greater tax efficiency. It also discusses taxable account fit, minimums, and tax-loss harvesting considerations, invites questions and free portfolio reviews, and previews a next session on stocks vs bonds. 00:00 Welcome and Agenda 00:27 Accounts vs Investments 01:27 Passive vs Active Basics 03:07 S&P 500 Explained 04:23 ETFs How They Work 06:54 Mutual Funds Explained 08:41 Fees and Expense Ratios 10:29 Sales Loads Warning 11:20 Taxes and Pricing 14:07 When ETFs Shine 15:08 Tax Loss Harvesting 15:46 Wrap Up and Next Week Required Disclosures: This content is for educational and informational purposes only and should not be considered personalized financial, tax, legal, or investment advice. Your individual circumstances are unique, and you should consult with qualified professionals before making any financial decisions. The information presented is general in nature and may not apply to your specific situation. Tax laws, regulations, and financial rules change frequently and vary by state and individual circumstances. No investment strategy or risk management technique can guarantee returns or eliminate risk. Past performance does not guarantee future results. All investing involves risk, including potential loss of principal. I am not providing legal, tax, or accounting advice. Please consult with appropriate licensed professionals for advice specific to your situation. Any examples used are hypothetical and for illustrative purposes only. Actual results will vary based on individual circumstances and market conditions. This content is not sponsored unless specifically disclosed. Mention of specific products, services, or strategies is for educational purposes only and does not constitute a recommendation to buy or sell. The views expressed are as of the recording date and are subject to change without notice. While we strive for accuracy, we cannot guarantee all information is current or error-free. Copyright © 2026 Traction Wealth Management, LLC. All rights reserved.