#24 Versicherung zahlt nicht: Wer muss eigentlich was beweisen? (SchadenFREUDE-Podcast)

💻 FREE Online Consultation ►► https://www.versicherungenmitkopf.de/... ✅ FREE Insurance Check ►► https://www.versicherungenmitkopf.de/... 00:00 Insurance Doesn't Pay: Who Actually Has to Do What Prove it? (SchadenFREUDE Podcast) Introduction 01:23 Audience question: Who bears the burden of proof? 11:17 Burden of proof in insurance explained simply 14:18 Prima facie evidence: When conclusive proof is not possible 17:02 Why insurers sometimes demand further evidence 18:25 Water damage: Who has to prove the cause? 21:16 Why insurers can't simply pay out of goodwill 24:14 When the insurer has to prove something 28:57 Bicycle accident: Burden of proof explained in everyday life 34:33 How to report a claim correctly 41:30 Reversal of the burden of proof: The most important exceptions 46:52 Conclusion On the YouTube channel "Versicherungen mit Kopf" (Insurance with Brains), Bastian and his team explain insurance to you as simply as possible. Insurance finally in your language. Understand which insurance policies you really need and which you don't. Learn why some types of insurance are essential for your livelihood and how your insurance needs can change throughout your life. Stay up-to-date on important policy changes regarding insurance, retirement planning, pensions, and related topics. Free online consultations are available for this purpose. We are a licensed insurance broker in accordance with Section 34d of the German Trade Regulation Act (GewO). Important Notes: Links marked with an asterisk (*) are affiliate links. If you click on such a link and make a purchase, I will receive a commission. The price remains the same for you. I handle affiliate links responsibly and only recommend services and products that I use myself and/or whose benefits and added value I am convinced of. Disclaimer: The author/speaker assumes no liability for the timeliness, accuracy, completeness, or quality of the information provided. Liability claims against the author relating to material or immaterial damages caused by the use of the information provided, or by the use of incorrect or incomplete information, are generally excluded to the fullest extent permitted by law. This video does not constitute professional advice in any way and is not a substitute for it. — "Insurance with a Brain" is the brand of VMK Versicherungsmakler GmbH. Founder & Managing Director: Bastian Kunkel. Insurance with a Brain is an expert in disability insurance, private health insurance, private retirement planning, term life insurance, civil servant insurance – and more.