Before You Start Budgeting, Do These 5 Things First (Most People Skip #3) | #budgeting #savingmoney

Thinking about starting a budget? Don't start yet. One of the biggest mistakes new budgeters make is jumping straight into creating a budget without preparing first. The truth is, a successful budget doesn't start with numbers, it starts with a plan. In this live, I'm sharing the 5 things I would do before creating my first budget if I had to start my financial journey all over again. These simple but powerful steps will help you build a budget that actually works and one you'll be able to stick with long after the excitement wears off. Acorn Investing Referral Hey! Acorns makes it easy to save and invest. Join me and you'll get a free $5 investment! As a perk of referring you, I can get a reward too. Learn more and see terms here. https://acorns.com/share/?shareable_c... 2026 Scratch the Months Away Now Available! New Savings Goal and colors have been added. Join me on this mystery challenge today. https://budgeting-just-because.myshop... 2026 Save for the Things You Want $1 Digital Download https://budgeting-just-because.myshop... Saturday Morning Live Worksheet: https://buymeacoffee.com/krisbjb/extras Want affordable budgeting items to help you on your journey? Support my small business: https://budgeting-just-because.myshop... Click the link below and grab you some freebies to help with your budgeting journey. From the main page, click on "Shop" to get a copy of free budgeting printables https://www.buymeacoffee.com/KrisBJB Donations to help my channel & website are greatly appreciated! CashApp - $budgetingjustbecause Buy me a Coffee https://www.buymeacoffee.com/KrisBJB Want to keep up with what I'm doing on YouTube or Instagram? Make sure you hangout with me on my website for all the latest updates. Don't forget to sign up for my email list while you're there. https://budgetingjustbecause.com/ Memberships are available. Join this channel to get access to perks:    / @budgetingjustbecause   If you have a comment or question but want to remain anonymous, click the link below and submit it to my questionnaire. https://forms.gle/zSiaeEv1455ncBGE7 BjB Super Thanks, Chats, & Stickers are greatly appreciated. All funds get invested back into my channel to invest in quality content for you, exciting live streams, and best of all giveaways! Subscribe for more https://www.youtube.com/c/BudgetingJu... Share this video with a friend: https://youtube.com/live/pDgdkoG35jQ Let’s connect Instagram: @BudgetingJustBecause TikTok @BudgetingJustBecause Website: https://budgetingjustbecause.com/ Shop https://budgeting-just-because.myshop... Send me an email: [email protected] Happy Mail Always Welcomed: P.O. Box 1303 Mt Juliet, TN 37121-1303 Budgeting articles to help you on your journey: How much the average American should have saved in savings account? https://nchstats.com/average-american... Different Budgeting Methods: Choosing Your Best Fit in 2026 https://www.azcentralcu.org/blog/diff... Disability/SSI Budgeters ABLE Account Read This! https://www.ablenrc.org/what-is-able/.... Top HYSA 2026 Bestmoney.com How to Make a Budget Calculator https://fcaa.org/2025/11/07/how-to-ma... Earn Extra Income Sites https://www.taskrabbit.com/ https://www.rover.com/become-a-sitter/ https://www.rocketmoney.com/ Financial Calculators https://www.financialmentor.com/ Dave Ramsey's Net Worth Calculator https://www.ramseysolutions.com/retir... Nerd Wallet https://www.nerdwallet.com/h/calculat... Nerd Wallet High Hield Savings Accounts https://www.nerdwallet.com/best/banki... Credit Scores: What you need to know about them? https://www.nerdwallet.com/article/fi... #budgeting #costofliving #debtfreejourney #cashstuffing #savingmoney #payoffdebt #budgettips #lowincomebudget #sinkingfunds #livingpaychecktopaycheck