How The Budget Impacts Every Asset Class (Long-term view)

Already house poor or worried you might be? Grab a copy of House Poor: https://moneybuyshappinessbooks.com/h... Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com The 2026 Australian federal budget just fundamentally changed the rules of investing. In this episode, Lloyd breaks down exactly how scrapping the 50% capital gains tax discount impacts every asset class from property and shares to crypto and gold—and what it means for your wealth-building strategy. This episode explores: ■ How the CGT discount removal affects property investors, business owners, and share traders ■ Why the budget is really a tax grab, not tax reform ■ Which assets will be hit hardest and which strategies still work ■ How to navigate these changes without derailing your long-term wealth plan Timestamps: 00:00:00 - Introduction: The Budget Changed Everything 00:00:42 - The 50% CGT Discount Scrapped on Most Assets 00:02:10 - How Indexation and 30% Minimum Tax Rate Works 00:03:07 - Negative Gearing Changes: New Builds Only 00:05:09 - Superannuation Over $3 Million Now Taxed on Unrealized Gains 00:06:05 - Discretionary Trusts and Bucket Companies Hit with 30% Minimum 00:06:57 - Why Business Owners Are Most Impacted 00:08:05 - The 15-Year Concession for Business Owners 00:09:14 - How Shares Are Affected (And Why You Shouldn't Sell ) 00:10:23 - Property Investment Second-Hand Market Will Slow Down 00:11:01 - The Shift to Brand New Properties and Personal Residences 00:12:08 - Crypto and Gold Hit Hardest (No Income Produced) 00:14:23 - Alternative Assets and the Reallocation of Capital 00:15:24 - The Real Impact: Hold Quality Assets for 30-40 Years 00:22:40 - Final Takeaway: Government Spending and Immigration Matter More Follow Lloyd: https://www.instagram.com/lloydjamesr...   / lloyd-j-ross-26b7859     / lloyd.ross.7     / lloydjross   https://x.com/lloydjamesross DISCLAIMER This content is for educational and informational purposes only. This is not financial, investment, or legal advice. Investing carries inherent risks, including potential loss of capital. Past performance does not guarantee future results. Always conduct thorough research and consult with qualified financial advisors before making investment decisions. Individual results vary based on market conditions, personal circumstances, and investment strategy.