What Do YOU Want to Know About Singapore Real Estate? We Answer Them! | NOTG S3 Ep22

Our NOTG home team is back, this time we have a special AMA episode for you! Having gathered your questions through our Instagram Stories, Melvin Lim, Grayce, George and Yu Rong from PropertyLimBrothers answers your burning questions. From calculating valuation, choosing between PLH and non-PLH, to the things to take note if you’re a Singaporean + PR couple looking to buy a home. All these and more will be answered on this week’s Nuggets On The Go episode! Any unanswered questions? Feel free to drop us a message in the comment sections or email us at [email protected]! We’ll be happy to address your enquiries. 00:00 Introduction 03:22 Question 1: (Down payment for an HDB 5-room) 05:03 Types of grants 06:37 HDB Loan and Bank Loan 07:39 Mindset for resale market (COV) 08:40 Determining the valuation 10:20 Question 2: (Non-PLH or PLH) 10:56 Difference between Non-PLH and PLH? 13:39 Question 3: (Buying new launch or resale in D15) 15:58 Buying new launch or resale property? 16:36 The Shore Residences vs Tembusu Grand 19:17 Yu Rong's opinion: Freehold Resale vs The Continuum 21:06 NOTG nuggets sponsor 21:35 Question 4: (3-bedder unit at Kent Ridge Hill Residences in 2018) 22:14 Kent Ridge Hill Residences location analysis 23:15 D5 price analysis 24:00 Should you hold? (Kent Ridge Hill Residences) 24:59 Asking price of Normanton Park and Kent Ridge Hill Residences 26:21 Should you sell during TOP? 30:37 Question 4: (Quiet market for rental or selling market) 31:51 Inter-terrace vs Semi-detached 33:09 What's your next plan? 36:00 Question 5: (4-bedder duplex condo below $3 mil) 37:11 PLB client story 38:26 Question 6: (Will the mortgage loan rates drop?) 39:06 Why interest rates drop? 39:33 What happens to real estate market when interest rates drop 40:47 Methodology of buyers and sellers 41:44 Forecast of interest rate 42:18 SORA rates 42:32 Timing the market 43:51 Yu Rong's pronunciation (Part 1) 44:28 Question 7: (Resale condo or cluster landed) 45:05 Chasm Gap 45:47 Landed homes are more attractive 46:44 Resale condo or cluster landed? 47:29 $3 mil Cluster landed 48:20 Yu Rong's maximum price for each property type 50:14 Inventory level of strata housing 51:14 Strata landed for foreigners 52:19 Hybrid option 53:28 Question 8: (Limitations for PR) 56:32 Yu Rong's pronunciation (Part 2) 56:55 Benefits of having dual citizenship 58:05 Yu Rong's pronunciation (Part 3) 58:34 Singapore is pro-family 59:19 Question 9: (Combine income HDB resale or BTO) 1:00:40 BTO waiting time 1:01:53 HDB loan of combine income of $6,800 1:02:57 Question 10: (Which has a higher ROI) 1:03:42 Cluster house vs Pure landed 1:06:35 Yu Rong's choice of project in D14 1:07:17 Which district has the highest ROI? 1:08:01 Question 11: (Budget of $1.3 mil, property in north-east area) 1:09:50 Answering "What" questions 1:10:36 Conclusion 1:11:49 Bloopers #PropertyLimBrothers​ #notg ------------------------ List of Links PLB Our Main Website: https://www.propertylimbrothers.com/ YouTube:    / @propertylimbrothers   Facebook:   / propertylimbrothers   Instagram:   / propertylimbrothers   NOTG PLB Insights Website: https://www.propertylimbrothers.com/r... Facebook:   / insightsbyplb   Instagram:   / insights_plb   Webinars: https://www.propertylimbrothers.com/w... TO LIST YOUR PROPERTY https://www.propertylimbrothers.com CONTACT PLB HOTLINE AT https://wa.me/6597457388 NUGGETS ON THE GO Spotify: https://spoti.fi/3u8UFsR Apple Podcast: https://apple.co/3cvBaEH Disclaimer of NOTG Podcast: https://propertylimbrothers.com/discl... "This podcast is for informational and entertainment purposes only. The views and opinions expressed on this podcast are solely those of the host and guests, and do not necessarily reflect the views, opinions or positions of any individuals, organizations or companies mentioned or discussed on the show. The content provided on this podcast is not intended to and does not constitute legal, financial, or professional advice, and is not a substitute for professional advice. Listeners should not act upon any information provided on this podcast without seeking advice from a professional. The host and guests on this podcast make no representations as to the accuracy or completeness of any information on this show or found by following any links mentioned on this show. The host and guests will not be liable for any errors or omissions in this information nor for the availability of this information. The host and guests will not be liable for any losses, injuries, or damages from the display or use of this information. Listeners of this podcast assume all risks and responsibilities for any actions taken based on the information provided on this podcast. The host and guests disclaim any liability for any claims or damages that may arise from reliance on the information provided on this podcast."