은퇴 후 노후자금 10억 필요 진짜일까 야장에서 잔을 내려놓고 다르게 생각해봤습니다

#RetirementFor40s #RetirementFunds #4050OfficeWorker #40sOfficeWorker #40sBreadwinner #RetirementPrep #RetirementPrep #RealityOfOfficeWorkers #NationalPension #4050Retirement #OfficeWorkerVlog #MiddleAgedOfficeWorker #InvoluntaryRetirement #RetirementLivingExpenses #ManagerSongRecord 00:00 A story from a 40-something office worker from Busan living in Seoul 05:30 1 Billion Won in Retirement Funds, Who Set That Number? 13:00 A Phrase I Heard Every Day Disappeared One Day 21:30 Even 30 Years from Now, In Front of the Menu It is said that a couple needs 1 billion won to live together for 30 years after retirement. The National Pension Service estimates the appropriate monthly retirement living expenses for a couple to be 2.98 million won. If you live on 3 million won a month for 30 years, the calculations come close to 1 billion won. But when you stand before that number, you just feel small. I’ve never even touched 100 million at once, let alone 1 billion. A number that seems like it belongs only in movies is thrown into our daily lives. Spring of '26, an outdoor bar in Mullae-dong. A senior colleague two years my senior looked at the menu for a long time and then tossed out a remark. "I wonder if we'll be able to eat something like this later on, without feeling burdened." He said it with a smile, but that single remark wouldn't go away. I quietly set my glass down. And I tried to think about it differently. Last year, someone at the company packed their bags. It wasn't because they wanted to leave. According to a survey by the Mirae Asset Retirement Research Institute, 76% of retirees in their 50s and 60s answered that they did not leave the company of their own free will. Seven or eight out of ten. The word "retirement" is closer than we think. There is one phrase that person used to let slip every day at 11:30: "What should I eat for lunch today?" It was about fifteen days later that I realized I couldn't hear that one word. The single word I couldn't hear at 11:30 felt heavier than the number 1 billion. What I truly fear isn't how many zeros there will be in my bank account 30 years from now, but rather the image of myself staring at a restaurant menu for a long time before quietly putting it down. 1 billion is far away, but this one meal is close at hand. Not a grand one-shot deal, but just one step at a time. I live a carefree life doing my best. A working professional who came up from Busan and is holding out in Seoul, This is Manager Song's Record. 📌 Video Guide All stories on this channel are content directly planned by [Manager Song's Record]. They are composed based on actual experiences or a collection of universal experiences faced by working professionals in this era. 📢 [Send Your Story & Communicate] We are waiting for stories from working professionals and heads of households living with similar worries. Don't suffer in silence; please open up. Anonymity is strictly guaranteed. Your story can be a great source of comfort to someone. 👉 Email: [email protected] ⚠️ [Copyright Notice] All content in this video (script, audio, and video edits) belongs to the [Song Chajang Gireok] channel. Unauthorized use, reposting, or uploading of derivative works is prohibited, and violations may result in legal liability. Send Stories & Inquiries 👉 [email protected]