How High-Income Families Legally Shift Investment Income To Their Kids

In this clip, we break down a little-known tax planning strategy that allows high-income families to legally shift investment income to their children using a family trust and prescribed-rate loan. When structured properly, the strategy can move investment income from a 50%+ tax bracket to beneficiaries who may pay little or no tax. But the rules are strict, and one mistake can eliminate the benefits entirely. What this clip covers: • How family trust income splitting works • CRA attribution rules and common mistakes • Why a loan works differently than a gift • How prescribed-rate loans create tax savings • A real-world example using $500,000 of investments • The key deadlines and compliance rules that matter 🎧 Watch the full solo for a deeper discussion:    • What Actually Controls Your Money When You...   🔗 Links: 1. Instagram:   / advisorstablepodcast   2. LinkedIn:   / the-advisors-table-podcast   📞 Looking for Trusted Tax Advice? Connect with Sankalp (Sunny) Jaggi, at Cedar Consulting Group 📧 Email: [email protected] 🌐 Website: https://www.cedargroup.ca/ 🔔 Subscribe if you want practical breakdowns of real tax scenarios #TheAdvisorsTable #Tax #EstatePlanning #FamilyTrust #Wills #Probate #TaxPlanning #Wealth