Full Show: Check Your Savings Account Rate Today and Will You Run Out of Money in Retirement?

Capital One was recently accused of cheating customers out of interest rate payments. How to you ensure you are getting best rates for your money? Clark shares everything you need to know. Also, some high-profile celebrities have revealed that they have run out of retirement savings. Can it happen to you? Clark has simple tips to help make sure your nest egg lasts you through retirement. Plus, Christa shares your #AskClark questions and Clark gives his take. All this and more on the February 19, 2025, episode of The Clark Howard Show. 00:00 - Intro 01:22 - Check Your Savings Account Rate Today 06:22 - Ask Clark - Invest Emergency Fund Instead? (Michael in FL) - I am thinking of investing my emergency fund and using a HELOC for emergencies. Smart move or risky? 08:10 - Ask Clark - Best Use for $50K Savings? (Lee in WI) -At 27, no debt, maxing retirement accounts, and holding $50K in T-bills. Should I buy real estate, stocks, or something else? 11:05 - Ask Clark - Should I Borrow from My TSP for a Home? (Derek in OH) -Can I take a $50K loan from my TSP for a house down payment without wrecking my retirement? 13:32 - Will You Run Out of Money in Retirement? 20:11 - Ask Clark - Can I Max a Roth 457(b) & Roth IRA? (Michael in OH) -As a firefighter, can I contribute $23,500 to a Roth 457(b) and $7,000 to a Roth IRA in the same year? 21:35 - Ask Clark - Should My Son Get Rental Car Insurance? (Bill in NY) - My 25-year-old son wants to rent a car with friends. Should he get insurance through the rental agency to avoid risks on my policy? 25:01 - Ask Clark - Pay Off Mortgage Faster or Invest? (Cole in OH) -With $55K left on my mortgage, should I pay it off faster or keep investing? Related resources https://clark.com/personal-finance-cr... https://clark.com/high-yield-savings-... https://clark.com/personal-finance-cr... Clark.com: Advice You Can Trust: SUBSCRIBE:    / clark   Listen To The Clark Howard Podcast: https://clark.com/podcast Apple Podcasts: https://podcasts.apple.com/us/podcast... Spotify: https://open.spotify.com/show/3lrwhe2... iHeartRadio: https://www.iheart.com/podcast/8-the-... Follow Us for More Money Tips: Website: https://clark.com/ Podcast: https://clark.com/podcasts/ Newsletter: https://clark.com/newsletters/ Instagram:   / theclarkdotcom   Facebook:   / clarkhoward   Need Consumer Advice? The Consumer Action Center is a free resource for advice on money and consumer issues. Call 636-49C-LARK (636-492-5275) and a member of Team Clark will assist you as soon as possible. The Consumer Action Center is available Monday-Friday from 10 a.m. to 4 p.m. ET. If you found this video valuable, give it a like. If you know someone who needs to see it, share it. Leave a comment below with your thoughts. Add it to a playlist if you want to watch it later. Our Promise to You: At Clark.com and ClarkDeals.com, we do not get paid for endorsements or reviews of any product or service, nor do we allow advertisers to place paid content on our sites. More information: https://clark.com/ad-disclosure/