29: Retirement Planning for Couples - Tax-Efficiency & Emotional Readiness
In Episode 29 of Retire Well, Matthew and Joe dive deep into the essentials of retirement planning for couples, covering both the financial strategies and psychological considerations that shape a successful retirement journey. 🔍 Topics Covered: Understanding the nil rate band and residence nil rate band Estate planning and inheritance tax strategies The importance of joint financial planning and cash flow modelling Navigating unequal pension pots and spousal transfers Leveraging state pension top-ups and National Insurance credits Exploring annuities, marriage allowance, and tax-free cash options Balancing retirement goals when partners have different timelines or risk profiles 💡 Whether you're approaching retirement or just starting to plan, this episode offers practical insights and actionable tips to help couples align their financial futures and make informed decisions together. 📬 Got questions? Drop them in the comments or email us at [email protected] for a chance to be featured in future episodes! -- TALK TO US Call us: 0191 384 1008 Email us: [email protected] Website: www.wealthofadvice.co.uk -- SUBSCRIBE TO OUR NEWSLETTER https://www.wealthofadvice.co.uk/news... --- Wealth of Advice are authorised and regulated by the Financial Conduct Authority, reference number 563909. Past performance is no guide to future returns. Your investments can go down as well as up, so you may get back less than you originally invested. This video is for educational purposes only and is not personal financial advice.
78: What If You Live to 100? Retirement Planning for Longevity, Care Costs and the Unexpected
30: Low-Risk Investing in Retirement
74: Pensions are Changing - What the New Inheritance Tax Rules Mean For You
1 - New Year, New Goals: A Financial Planner's Guide to Smart Resolutions
75: Do You Really Need a Financial Planner? When, Why & How to Choose One
WITHDRAW THESE 5 ACCOUNTS BEFORE AGE 73: Or the HMRC Will Tax Everything (2026 Warning)
67: Can You Build a £500,000 Pension? Realistic Planning at Any Age
How can you retire before your State Pension starts?
71: How to Budget for Retirement
Healthcare, Capital, and the Future of Innovation with Nathan Bays
How - and when - should you take tax-free cash from your pension?
Age Pension Expert Q&A - rules, common mistakes and how to qualify (Australia)
73: Should You Buy an Annuity in 2026?
70: What Happens When Your Retirement Plan Goes Wrong?
77: Pension Transfers, Inheritance Tax & Advice Fees: Your Retirement Questions Answered
68: Why You Might Need Less to Retire Than You Think
76: How to Use Your Tax Free Cash in Retirement
Why 45% Of UK Adults Are Saving ZERO For Retirement - UK Pensions Minister: Torsten Bell MP
Should I opt out of my workplace pension and invest in a private pension such as a SIPP?
