뉴제너레이션 필수 보험, 이젠 3대 치료비만 있음 됩니다. 필수보험 2가지!!

KakaoTalk Inquiry: http://pf.kakao.com/_lqxccn/chat Consultation Phone: 010-6727-0535 This is Insurance Planner Kim Sabu. Please feel free to ask any questions you may have. I will guide you kindly. There are far more cases than you might think where people pay monthly premiums of 300,000 to 500,000 won but do not receive the compensation they need when they actually contract a serious illness. A policy structure frequently seen in actual consultations is one where the cancer diagnosis benefit is exactly 5 million won, even though the cost for colon polyp removal is 5 million won. The core of the problem is that the diagnosis benefit expires after being paid only once. For diseases requiring long-term treatment, such as cancer, stroke, and myocardial infarction, it is difficult to cover years of treatment costs with just a single diagnosis benefit. Considering the structure of the National Health Insurance Special Calculation Exemption System, which supports 95% of covered medical expenses for five years, it is much more reasonable to focus on preparing for non-covered treatment costs rather than covered items. KakaoTalk Inquiry: http://pf.kakao.com/_lqxccn/chat Consultation Phone: 010-6727-0535 I am Insurance Planner Kim Sabu. Please feel free to ask any questions you may have. As of 2025, the two essential next-generation insurance policies are major cancer treatment costs and circulatory system treatment costs. Major cancer treatment costs provide repeated annual payments for each of the following: surgery, radiation therapy, and anticancer drug treatment. Furthermore, heavy ion therapy, which costs an average of 40 to 50 million won, is covered, including at overseas accredited centers. Circulatory system treatment costs not only cover every surgery for cerebrovascular, ischemic heart, and heart diseases, but also include thrombolytic therapy, ECMO, MRI, CT, and PET scan fees, and rehabilitation hospitalization expenses—services previously excluded by the two major disease surgery coverage. This structure, which pays out every time even if surgery occurs multiple times—as seen in the case of a subscriber who received repeated claims after collapsing from a stroke—makes a substantial difference. With the 5th generation indemnity insurance reform plan set to drastically reduce limits on non-covered, non-severe treatments, the era of covering all medical expenses with a single policy has ended. Insurance policies that are excessively accumulated are highly likely to lead to cancellation, as they cannot withstand the 20 to 30-year payment period. Start by taking out your current insurance policy and checking how much you actually pay out for serious illnesses. [⏳ Video Timeline] 00:00 Are the expensive insurance premiums we pay every month okay as they are? 00:42 Misconceptions You Should Never Make When Signing Up for Insurance (Investment vs. Expenses) 01:56 Fatal Weaknesses of Existing 3 Major Diagnosis Benefit Insurances 02:24 Essential Insurance 1: High-Class Major Cancer Treatment Costs 03:47 From the Dream Cancer Treatment Machine 'Proton Therapy' to Non-Covered Anticancer Treatments 05:56 The Real Reason Cancer Insurance Premiums Are So Affordable (Special Calculation Provisions in Health Insurance) 07:25 Essential Insurance 2: Circulatory System (Brain & Heart) Treatment Costs 08:21 Perfect Preparation for 'ECMO' Treatments Not Covered by Existing Surgery Benefits 09:25 Brain & Heart Diseases Where the Golden Time Is Critical: From Aftereffects to Rehabilitation Treatment 10:40 Why You Should Never Rely on Only Indemnity Insurance 11:15 Essential Advice for Maintaining Insurance Without Cancellation 11:56 Wrap-up and Customized Insurance Remodeling Consultation Guide #2 Essential Insurances #Major Cancer Treatment Costs #Circulatory System Treatment Costs #Proton Therapy Insurance #Reduce Insurance Premiums