Stop Guessing Your Quarterly Taxes | A CPA's Real Framework for 1099 Doctors

How 1099 Physicians Should Calculate Quarterly Taxes (Step-by-Step, With Safe Harbor Rules) High-income 1099 physicians: Are you still guessing your quarterly taxes or blindly saving 30%? In this video, I break down a step-by-step framework to calculate your exact payments based on your actual income, expenses, and entity structure. Plus, learn how the IRS safe harbor rule could still leave you with a massive surprise bill in April—and how to fix your cash flow before it’s too late. The exact framework I walk through with new clients and how to structure your entity, what to track, which retirement accounts to use, and how to stop leaving money on the table. Free, no catch. The CPA's Guide to Being a 1099 Physician https://stephenleecpa.com/cpas-guide-... Book an appointment - https://stephenleecpa.com/book-appoin... 🔔 Subscribe for more tips and strategies tailored for business owners and high earning professionals. On this channel, Stephen Lee shares proven strategies to help high earners, business owners, and professionals keep more of what they make, minimize taxes, and build lasting wealth. Whether you’re optimizing your S-Corp, investing smarter, or managing 1099 income, this channel gives you the tools to make confident money moves — backed by real client experience. Subscribe for smart, actionable advice — and take control of your financial future. The information provided on this channel is for general information and entertainment purposes only. It is not intended to serve as legal, financial, or tax advice. You should not act or refrain from acting on the basis of any content included on this channel without seeking appropriate legal, tax, or other professional advice specific to your individual circumstances. The use or reliance on any information contained on this channel is solely at your own risk. 00:00 Quarterly Taxes Wrong 02:37 Why 30 Percent Fails 04:04 Safe Harbor Rules 05:44 Project Income and Expenses 07:34 Sole Prop vs S Corp 09:07 Retirement and Taxable Income 11:20 Federal and SE Taxes 14:08 State Taxes and Withholding 16:18 Payment Dates and Updates 17:39 Example Calculation Walkthrough 19:01 Tax Reserve System 20:26 Biggest Quarterly Mistakes 21:29 Build Your Tax System 22:23 Final Recap and Next Steps