Dónde invertir tu dinero en 2026: CDT, Vivienda o Inversión Fraccionada

Do you have 100 million pesos and don't know where to invest them for the best return? 💸 In this video, we'll explore three of the most popular options and analyze the projected returns over 5 years: a used apartment, a traditional Certificate of Deposit (CDT), and fractional ownership of commercial real estate. Discover how inflation (CPI), asset appreciation, and interest rates can work for or against your money. I'll explain in simple terms why one option can yield 75 million pesos in profit compared to the 23 million pesos of traditional real estate. In this video, you'll learn: The hidden costs and negative cash flow of buying an apartment with a loan. Why a Certificate of Deposit isn't always the best option in the medium term (and what happens when interest rates fall). The power of fractional ownership to access commercial rental income with less capital and lower risk. 00:00 - Introduction: The $100 Million 5-Year Challenge 00:27 - Scenario 1: Investing in a Used Apartment (Negative Cash Flow) 02:11 - Scenario 2: Investing in a Certificate of Deposit (Risk of Falling Interest Rates) 03:09 - Scenario 3: Fractional Investment (Commercial Trust Rights) 04:26 - Why is Fractional Investment the Winner? 07:16 - In What Cases is it BETTER to Invest in a Certificate of Deposit? 09:12 - Conclusions and Download the Excel Simulator Model 👇 Don't forget to download the free tool! Check the first pinned comment; I've left the link to download the Excel model there. You can change the parameters, play with the numbers, and simulate your own investment scenario. https://www.finanzasemocionales.co/ie... 🔔 Subscribe to the channel and turn on notifications for more financial analysis and investment strategies!