HMB 10% Yield & HUBC 8% Yield | Bank Spreads Expand | Midday Flash 8 Jul 2026

Midday Flash (8 Jul 2026) covers the latest Pakistan Stock Exchange (PSX) and KSE-100 developments as the market moves through a profit-taking phase during July earnings season. SCS Trade examines the banking sector's MDR policy shift, HMB's 10% dividend yield, rising global oil prices, and the July 15 refinery upgrade deadline. What's covered in this video: KSE-100 — Profit-taking phase: After a strong rally from the 70,000 level, the index is seeing profit-taking as investors assess FY2027 and FY2028 targets during result season. Banking Sector — MDR policy shift: The new Minimum Deposit Ratio framework allows corporate deposit rates below the standard policy rate minus 2.5% threshold, while HMB's 10% dividend yield and BAHL's deposit structure are discussed. Airlink & Select Technologies — Rs. 4.76B financing: A Bank of Punjab-led consortium has approved a Rs. 4.76 billion, 10-year Islamic syndicated finance facility for Airlink and Select Technologies. FFC — DAP capacity and 7% yield: Following the Fauji Bin Qasim merger, FFC is highlighted as Pakistan's sole DAP producer with approximately 700,000 tons of annual capacity and a 7% dividend yield. Refineries & OMCs — July 15 upgrade deadline: Brownfield refineries face a key deadline for Euro 5 investment plans linked to an expected $6 billion sector upgrade, while OMC margins are around Rs. 7.5 per liter. HUBC — Rs. 5 quarterly dividend: HUBC's Rs. 5 quarterly dividend and 8% yield are discussed alongside ongoing civil works for the BYD assembly and battery pack plants. Whether you are tracking the KSE-100 index, doing fundamental analysis, or looking for the latest equity market updates, this breakdown has you covered. Join our webinar: https://invest.scstrade.com/webinar New to investing? Start here: https://invest.scstrade.com/new-to-in... Contact: UAN: 111-111-721 Ext: 117 & 118 New Account Opening: 0321-8296919, 0307-1-SCSSCS (727727) IT Related Support: 0306-1-SCSSCS (727727) Payments and Withdrawals: 0305-1-SCSSCS (727727) Website: https://scstrade.com/ Facebook:   / scstradez   Instagram:   / scstradecom   Twitter: https://x.com/scstrade LinkedIn:   / standard-capital-securities-pvt-ltd   TikTok:   / scstradez   Disclaimer: Any insight is purely for educational purposes only. Always do your own analysis before making investments. #PSX #PakistanStockMarket #KSE100 #KSE100Index #StockMarketPakistan #MarketAnalysis #HMB #BAHL #BAFL #AKBL #BOP #AIRLINK #FFC #HUBC #BankingStocks #FertilizerStocks #RefineryStocks #EnergyStocks #EarningsSeason #LuckyCement