The $14,000 Healthcare Move Most Pre-Retirees Miss

Retiring before 65 is the dream, but the "Medicare Gap" can quickly turn it into a financial nightmare. In this video, I break down the exact strategy Dave and Sarah used to bridge the gap and save $14,000 in healthcare costs—without touching their 401(k) too early. ▶ Get your free Wealth Clarified Score (about 10 minutes, no statements, no personal info): https://app.sherpaswealth.com/tim-gar... What you’ll learn in this video: The 401(k) Trap: Why pulling from your retirement accounts for insurance could cost you a fortune in taxes. The "Income Diet": How to structure your withdrawals to qualify for massive insurance subsidies. Step-by-Step Breakdown: A real-world look at how to lower your premiums from $1,200/mo to nearly nothing. Before you make a move with your 401(k), watch this to ensure you aren't leaving thousands on the table. Chapters: 0:00 The Early Retirement Healthcare Crisis 1:15 Why the 401(k) is the Wrong Place to Start 3:45 The Dave & Sarah Case Study: $14,000 Saved 6:20 How to Qualify for the "Income Diet" 9:10 Your Pre-65 Action Plan