The One Account That Beats Your 401k and Nobody Talks About

Most retirees are leaving hundreds of thousands of dollars on the table — not because they aren't saving, but because they're using the wrong accounts. Most people know the 401k. Some know the Roth IRA. But the account that combines a tax deduction going in, tax-free growth, and tax-free withdrawals for medical expenses? Almost nobody is using it to its full potential. Joe Wirbick and Bruce Rosenbloom break down every major investment vehicle in plain language, including why your pension is actually an annuity, when the 401k is the wrong choice, and why the HSA might be the most powerful retirement tool hiding in plain sight. #retirement #retirementplanning #HSA #401k #RothIRA 📅 Schedule Your Complimentary Financial Plan BookWithSequinox.com __________________________________________________________________________ 🎙️ About the Show Retirement: Everything They Never Told You brings you clear, straightforward conversations about retirement planning, the economy, investing, taxes, and financial strategy. Each week, Doug Harding and Joe Wirbick break down the topics that truly shape your financial life, without hype or jargon. __________________________________________________________________________ 📞 Get Your Complimentary Written Financial Plan Want to know if your retirement savings are enough or how to reduce your taxes in retirement? Joe and the Sequinox Wealth Management team offer complimentary written financial plans tailored to your goals. __________________________________________________________________________ Call 877-441-4901 Visit Sequinox.com __________________________________________________________________________ DISCLAIMER: This Channel DOES NOT Promote or encourage Any illegal activities, all contents provided by This Channel is meant for EDUCATIONAL PURPOSE only. Copyright Disclaimer Under Section 107 of the Copyright Act 1976, allowance is made for "fair use" for purposes such as criticism, comment, news reporting, teaching, scholarship, and research. Fair use is a use permitted by copyright statute that might otherwise be infringing. Non-profit, educational or personal use tips the balance in favor of fair use. SEQUINOX WEALTH MANAGEMENT, LLC 941 Wheatland Ave, Suite 101, Lancaster, PA • (717) 397-7957 • www.sequinox.com Fees: 1.45% under $1m, 1.24% over $1m (plus underlying product expenses). Status: Investment advisory services offered through SEQUINOX WEALTH MANAGEMENT, LLC (CRD 335246). Insurance Lic. 366531 (PA, AZ). Risks: Investing involves risk; past performance is not a guarantee. Insurance guarantees rely on the insurer's claims-paying ability. Accreditations: CFP® – https://certificates.cfp.net/31f7f3a0... ADV/Disclosures: https://adviserinfo.sec.gov/firm/summ...