How I Budget My $3,420 Paycheck💵 my payday routine & SO many expenses!

Hi friends! In today's video, I break down my paycheck, budget using YNAB, and check in on my spending! 👩🏻‍💻 ABOUT ME I’m a 22-year-old new grad registered nurse. I love talking all things personal finance & how I budget to live, spend, & save with joy☀️ ✨ THINGS I LOVE TO USE 🎯 My Financial Goal Tracker: https://scrubsandsavings.gumroad.com/... 📊 My 50/30/20 & Wealth Visualizer: https://scrubsandsavings.gumroad.com/... 🌳 You Need A Budget • Use my referral link to get a 34-day free trial, and receive an extra 30 days free if you subscribe • Link: https://ynab.com/referral/?ref=6fszHp... 💜 Ally High-Yield Savings Account • $100 welcome bonus & current 3.2% APY • Link: https://www.ally.com/referral?code=5M... 🦋 Sofi High-Yield Savings Account • Up to $400 welcome bonus & current 3.3 to 4.0% APY • Link: https://www.sofi.com/signup/referral/... 💙 Chase Total Checking • $300 sign-up bonus with qualifying direct deposits • Link: https://accounts.chase.com/raf/share/ 💎 Chase Sapphire Preferred • Earn up to 75,000 bonus points with qualifying activity • Link: https://www.referyourchasecard.com/19... 💙 Chase Freedom Unlimited • $200 Sign Up Bonus After $500 Of Spending In The First 3 Months • Link: https://accounts.chase.com/raf/share/... ⭐️ AMEX Gold • Earn up to 100,000 bonus points with qualifying activity • Link: https://americanexpress.com/en-us/ref... 🧡 Capital One Savor • $200 cash bonus after spending $500 in the first 3 months of owning • Link: https://i.capitalone.com/JqcxdHnxx 💜 Rakuten • Get coupons & cash back on major online retailers • Link: https://www.rakuten.com/r/MIAPES3 💌 CONTACT ME For business inquiries only: [email protected] 📖 CHAPTERS Intro: 0:00 Paycheck Breakdown: 0:59 Budget My Paycheck: 3:21 Expenses: 13:57 Outro: 23:49 📍 Tags: how i budget my paycheck, payday routine, paycheck routine, paycheck breakdown, ynab budget with me, budget with me, budget my paycheck, zero-based budget, how i budget my bi-weekly paycheck, weekly budget routine, weekly money routine, budget my paycheck, how i budget in my 20s, how i manage my money, how i budget variable income, how i budget for a new month, 2026 budget, 2026 financial reset, 2026 money reset, how i budget for a new year, 2026 financial goals, may financial reset, may money reset, how i budget for a new month, payday routine