CRR and SLR| Cash Reserve Ratio & Statutory Liquidity Ratio|Difference between CRR & SLR| CRR vs SLR

🔴 CRR – Meaning --- CRR stands for Cash Reserve Ratio. It is a compulsory reserve that the central bank of the country – The Reserve Bank of India (RBI), must maintain. Every commercial bank is obligated to maintain CRR, which is a specified percentage of their net demand and time liabilities. Commercial banks must maintain the CRR in the form of cash balances with the RBI. These banks are not allowed to use the money for economic or commercial purposes. Essentially, CRR represents the minimum percentage of deposits that a commercial bank must keep as a cash reserve with the RBI. The RBI uses CRR to maintain liquidity and cash flow in the economy. 🔴 SLR – Meaning ---- SLR stands for Statutory Liquidity Ratio. It is an obligatory reserve that commercial banks must maintain. Commercial banks may maintain this reserve requirement in the form of approved securities per a specific percentage of the net demand and time liabilities. SLR can also be defined as a tool used to maintain the stability of the banks by restricting the credit facility they offer to their customers. Banks usually hold more than the required SLR, per RBI norms stating that they must maintain a certain amount of money as liquid assets. This helps banks fulfil their depositors' demands as and when they arise. ======================================== 🔴 This video might be useful for students preparing for - 🫵🏻 11th Commerce #11thcommerce 🫵🏻 12th commerce boards #12thcommerce 🫵🏻 CUET #cuet 🫵🏻 CSEET(CS FOUNDATION ICSI) #cseet 🫵🏻 CA Foundation #cafoundation 🫵🏻 UGC NET COMMERCE #ugcnetcommerce 🫵🏻 LLB #llb 🫵🏻 UGC NET LAW #ugcnetlaw 🫵🏻 Economics Students ======================================== 🔴 In this video- Teacher's Name - CS Payal Popli Topic - CASH RESERVE RATIO | STATUTORY LIQUIDITY RATIO | CRR VS SLR | CRR | SLR Statutory ======================================== #padhakulog #economics #economicstudent #statistics #economics11thclass #csfoundation #icsi #companysecretary #companiesact2013 #commercestudents #legalaptitudeandlogicalreasoning #cuet #cuetpreparation =============================================== 🫵🏻 Connect with us- 🗣️Instagram- https://instagram.com/padhaku_log?igs... 🗣️Facebook-   / padhaku-log-101091301476679   🗣️Mail id- [email protected] 🗣️Watsapp-9630227777 🗣️Telegram-9630227777 =============================================== ❤️About us: Padhaku Log is a platform specially created for those students who live in remote areas and don’t have access to fancy coaching classes. A channel which wants to bring parity in knowledge level of all.