How the CRA Taxes Your Assets When You Pass Away (Most Canadians Don’t Know This)

Book a call with me here: https://tinyurl.com/AKellermann Download my Free Retirement Investment Concepts Guide: https://www.alexkellermann.com/en-ca/... Most Canadians believe there’s no inheritance tax in Canada. And technically, that’s true. But what many families discover too late is this: Before your children or spouse receive anything, the CRA may already have taken a significant portion of the estate through taxes, deemed dispositions, RRIF taxation, and probate fees. In this video, I break down the 3 hidden estate tax mechanisms many Canadians never fully understand, why these taxes can quietly erode family wealth, and the estate-planning strategies many affluent Canadians use to reduce the damage. Here’s what you’ll learn: • How deemed disposition works when someone passes away • Why investment properties and cottages create large capital gains taxes • The 50% capital gains inclusion rule explained • Why RRSPs and RRIFs can trigger massive final tax bills • How probate fees work across Canadian provinces • Which assets bypass probate entirely • Why beneficiary designations matter more than most Canadians realize • The TFSA successor holder mistake many families make • How spouse rollovers defer taxes in Canada • The estate planning framework affluent Canadians use to protect family wealth and reduce unnecessary taxes If you own investment properties, RRSPs, RRIFs, TFSAs, non-registered investment accounts, or other significant assets, understanding how estate taxes, probate, beneficiary designations, and deemed dispositions all interact could potentially save your family hundreds of thousands of dollars over time. #estateplanning #canadianfinance #rrsp #rrif #tfsa #probate #inheritance #wealthmanagement #financialplanning #taxplanning #retirementplanning #wealthtransfer #familywealth #canadianretirement #probatefees #financialfreedom #legacyplanning #investmentplanning #wealthbuilding #retirementstrategy