NOVIDADE: ETF DE TESOURO SELIC! É a melhor opção para a Reserva de Emergência?

✅ WAITING LIST FOR THE NEXT CLASS OF THE FINANCIAL FREEDOM COURSE: https://www.cursoliberdadefinanceira.... ✅ LINKS TO OPEN AN ACCOUNT AT THE BANKS AND BROKERS I USE TO INVEST: 🟢 TORO INVESTIMENTOS BROKER (For investing in Fixed Income and Variable Income) ▶️ Link to open an account: https://bit.ly/FontedaFortuna_Toro Invest at least R$1,000.00 and receive 3 GOLD11 (gold) ETFs as a gift! *Limited-time promotion 🟢 BANCO SOFISA DIRETO (for investing in Fixed Income): ▶️ Link to open an account: https://bit.ly/FontedaFortuna_SofisaD... (use the code AVW1076454 when opening your account to earn R$50.00 when investing R$1,000.00 or more in CDB or LCI/LCA with liquidity starting in 12 months!) *Limited-time promotion 🟢 NOMAD GLOBAL (For investing in the US): ▶️ Link to open an account: https://bit.ly/FontedaFortuna_Nomad (use the coupon code FONTEDAFORTUNA20 when opening your account and earn 2% cashback (limited to $20) on your first dollar deposit made within 15 days of account opening. *Promotion Valid for a limited time 0:00 - Introduction 2:25 - What is an Emergency Reserve 5:00 - Characteristics of an Emergency Reserve 6:20 - Investments for an Emergency Reserve 8:00 - SELIC Treasury ETF (LFTS11) 11:10 - Advantages of LFTS11 18:55 - Disadvantages of LFTS11 New on the market: Selic Treasury ETF (LFTS11)! Is it the best option for an Emergency Reserve? First of all, for an investment to be suitable for an Emergency Reserve, it must have these characteristics: IMMEDIATE LIQUIDITY PROFITABILITY OF AT LEAST 100% CDI SAFETY Currently, suitable investments for an Emergency Reserve are: Selic Treasury CDB daily liquidity 100% CDI Interest-Bearing Accounts 100% CDI Zero-Fee DI Funds Selic Treasury ETF (LFTS11) And now we also have the new Selic Treasury ETF (traded on the Stock Exchange with the ticker LFTS11) as a new option. This ETF has some advantages and disadvantages compared to the other suitable investments for the Emergency Fund mentioned above. Advantages: 1) 0.19% p.a. administration fee 2) No maturity date 3) Fixed income tax at 15% 4) Exempt from IOF (Financial Operations Tax) 5) No come-cotas (Come-Cotas) 6) Income tax is withheld at source Disadvantages: 1) Minimum investment amount of around R$100 2) Liquidity on D+1 3) Using the Homebroker 4) Filing income tax 5) Low liquidity at the beginning What did you think of this new investment? ✅ FOLLOW FONTE DA FORTUNA: 📺 YOUTUBE:    / fontedafortuna   📷 INSTAGRAM:   / fontedafortuna   🌐 WEBSITE: https://fontedafortuna.com 🐤 TWITTER:   / fontedafortuna1   🎵 TIKTOK:   / fontedafortuna   💻 FACEBOOK:   / fontedafortuna   ✉️ NEWSLETTER (register your email): https://bit.ly/2QqPe4l 📨 BUSINESS CONTACT: [email protected] ⚠️ ATTENTION: This video is NOT investment advice. The goal of the Fonte da Fortuna channel is to promote financial education and provide information about finance, investments, and the economy. The financial assets mentioned in the videos are for educational purposes only and should NOT be interpreted as a recommendation to buy or sell. ⚠️ BEWARE OF SCAMS! We do not request deposits or transfers to make any type of investment or provide financial advice. Scammers are using our name and image inappropriately on Instagram and in WhatsApp and Telegram groups to commit scams. Also be aware of fraudulent comments on our YouTube videos. Genuine comments have the verification seal ✔️ in front of the channel name. #SELIC #LFTS11