How Christine Camp Built a $3 Billion Real Estate Firm in Hawaii | Team Lally

Christine Camp built Avalon Group from $60,000 in savings into one of Hawaii's largest real estate development firms, with more than $3 billion invested across the islands. This week on the Team Lally Real Estate Show, she sits down with Adrienne Lally and Attilio Leonardi to talk about how she did it, what 2008 taught her, and what it actually takes to work in commercial real estate here. Christine came to Hawaii as a kid from an immigrant family. Her father died of cancer within their first year on the island, and her mom raised five children on waitressing and bartending jobs. Christine cashed out her 401(k) to start Avalon in 1999, lost half of it in the dot-com crash, and built the rest on relationships and a good story. When the 2008 crash left her $10 million in the red, she paid back every investor and every loan with 9% interest instead of walking away. That decision runs through a lot of this conversation. The show also covers Attilio's "fill your cup first" take on self-care and performance, this weekend's open houses across Oahu, an older home that sold at list price through the 10-K for Upgrades program, the Deal of the Week on a golf course community home, and Danny's mortgage tip on why first-time buyers do not need 20% down. CHAPTERS 00:00 Fill your cup first: Attilio on self-care and high performance 04:11 Open house report and the VA assumable loan myth 06:04 Mortgage tip with Danny: the 20% down payment myth 12:08 Success story: a renovation that sold at list price (10-K for Upgrades) 15:22 Deal of the Week: a golf course community home 21:34 Meet Christine Camp, founder and CEO of Avalon Group 24:11 Inside Avalon's projects across Oahu 30:27 From a single-mom household to starting Avalon with $60,000 35:34 The $3.5 million check and why the money follows the story 39:04 Surviving 2008: paying back $10 million with 9% interest 43:15 Advice for anyone getting into commercial real estate 46:06 The lessons her father gave her 51:06 How Avalon's investment syndications work 53:13 Mahalo to our sponsors ABOUT THE GUEST Christine Camp is the founder, president, and CEO of Avalon Group, which she started in 1999. Over 27 years she has invested more than $3 billion across Hawaii in residential, commercial, industrial, educational, and community projects, from affordable housing to schools to the redevelopment of downtown Honolulu. She has been named Developer of the Year and CEO of the Year by Hawaii Business Magazine. ABOUT THE SHOW The Team Lally Real Estate Show airs every Saturday at 10 AM HST on AM830 KHVH, with a simulcast on YouTube, Facebook, and LinkedIn. Adrienne Lally and Attilio Leonardi lead one of Hawaii's top real estate teams and sell a home every 72 hours. Home of the Guaranteed Sold Program: if we can't sell your home at the agreed price and timeframe, we'll buy it. Thinking about buying or selling on Oahu? Call Team Lally at 808-799-9596 or visit TeamLally.com. #TeamLally #HawaiiRealEstate #ChristineCamp #AvalonGroup #CommercialRealEstate