"68% dos divórcios são financeiros" — a verdade sobre hipoteca no Canadá | Greice Galhardo

Most people think mortgages are about interest rates. They're not. In this episode of Behind The Ribbon, Matheus Pessanha talks with Greice Galhardo — a mortgage broker in Calgary and former lawyer in Brazil — about what really decides whether you buy your home in Canada. And what your bank has absolutely no interest in telling you. A straightforward conversation, without jargon, for immigrants thinking about leaving renting behind. ⏱️ WHAT YOU WILL LEARN • Why your bank is almost never your best option • The difference between a bank and a private lender — and when each makes sense • Why mortgages aren't a Black Friday deal • Fixed rate vs. Variable — and who fared badly after Covid • The 90-day rule for money coming from Brazil • You can buy a house in Canada with a work permit (most people don't know this) • The mistake of financing a car before a house • Closing costs: the cost that nobody calculates ━━━━━━━━━━━━━━━━━━━━ 📘 FREE GUIDE The 7 Biggest Mistakes You Make Before Taking Out a Mortgage 👉 https://7mistakes.redribbongroup.ca/pt Download for free, and schedule a conversation with Greice directly through the guide — no commitment. ━━━━━━━━━━━━━━━━━━━━ 👤 GUEST Greice Pereira Galhardo Mortgage Broker · Mortgage Connection Licensed Mortgage Associate in Alberta ━━━━━━━━━━━━━━━━━━━━ #Mortgage #Mortgage #Calgary #BraziliansInCanada #LivingInCanada #BuyingAHomeInCanada #Alberta #ImmigrantsInCanada #MortgageBroker #BehindTheRibbon ━━━━━━━━━━━━━━━━━━━━ ⚠️ This content is for informational purposes only and does not constitute financial, legal, or credit advice. Lender rules, products, and legislation change. Consult a licensed professional about your situation. Greice Pereira Galhardo is a Licensed Mortgage Associate in Alberta, working for Mortgage Connection.