Mistake taking a forbearance or loan modification? Did you mess up your life by taking one?

At the beginning of the Covid Pandemic, millions of homeowners were giving the chance enter into mortgage forbearance plans delaying mortgage payments for many months. Now that we are coming out of Covid, these forbearances are turning into mortgage loan modifications and other mortgage assistance programs. However, are loan modifications a good idea? Were forbearances a good idea to begin with? Also, can you refinance your way out of this mortgage default nightmare? Attorney Diego G. Mendez, Esq. (Motivational Esquire) explains how a forbearance or loan modification might have been a mistake (or not). And, how you may now be limited from other mortgage assistance like the government mortgage assistance program HAF (Homeowner Assistance Fund). ​ ‪@MotivationalEsquire‬