How Much Money Should You Put Down On a House? | Mortgage Mark | Dallas, TX Mortgage Lender
Thinking about buying a home and wondering how much money you should put down? A lot of buyers assume 20% down is the gold standard, but that isn't always the smartest financial move. In this video, the Mortgage Mark Team breaks down the pros and cons of different down payment options, how down payment size impacts your return on investment, why liquidity matters, and whether putting more money down actually helps you win in a competitive market. You'll also learn about low down payment programs, zero down options, PMI, Dallas property taxes, and how to find the right balance between your monthly payment and keeping cash reserves available for emergencies and future investments. Learn More: mortgagemark.com Timestamps 00:00 How Much Should You Put Down? 00:20 What Down Payment Maximizes ROI? 01:19 Is 20% Down Always Best? 02:35 Average Down Payments Today 03:10 Do Texas Property Taxes Matter? 03:31 Down Payment Assistance and ROI 04:11 Using a Down Payment Calculator 04:48 Does a Larger Down Payment Help Your Offer? 05:32 The Three-Step Down Payment Framework 06:22 The Biggest Mistake First-Time Buyers Make 06:46 Final Thoughts Hey folks! Mark Pfeiffer here, the face of Mortgage Mark based in Dallas, Texas and working all over the US! I'm here to help you get your mortgages done smarter, better, and faster with an experienced team who cares. I manage a whip-smart team ready to help you buy your next home and reach your goals. Contact us today to get the best lending experience you'll ever have! Mark Pfeiffer, Mortgage Loan Originator, NMLS #729612 CMG Home Loans, NMLS #1820 5495 Belt Line Rd., Suite 140, Dallas, TX 75254 Office: (972) 829-8639 | Cell: (972) 898-2595 | Fax: (972) 782-4803 Email: [email protected] www.MortgageMark.com LET'S GET SOCIAL Instagram: @MortgageMarkPfeiffer Facebook: Mortgage Mark TikTok: @MortgageMarkPfeiffer #DownPayment #FirstTimeHomeBuyer #HomeBuyingTips #DallasRealEstate #TexasMortgage #MortgageMark #MortgageAdvice #PMI #HomeLoans #DallasMortgageLender #TexasHomeBuyer #MortgageEducation #HomeBuying101 #MortgageTips #CMGHomeLoans
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FAQ on How Much Money You Should Put Down On a House | Mortgage Mark | Dallas, TX Mortgage Lender
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