Stop Losing Sleep Over Your Portfolio

Inflation is sticky. Valuations are stretched. Sentiment is nervous. In this episode, Richard Hemming from Under the Radar Report explains how investors can reduce risk and build resilient portfolios using four core principles: diversification, buying cheap, dividends, and taking profits. Richard breaks down balance‑sheet strength, long‑duration assets, capital‑gains tax changes, and why patient capital beats reactive trading. We also explore small‑cap opportunities including Acrow (ACF) and XRF Scientific. Save 10% on Under the Radar Report with promo code SFB. https://undertheradarreport.com.au/ Find tomorrow’s market winners today. @UndertheRadarReport‬ 👉 If you enjoy real companies, real stories, and practical investing insights, hit subscribe. Spot Tomorrow’s Market Winners Today. Under the Radar Report uncovers quality small caps before they hit the headlines. Save 10% with promo code SFB or sharesforbeginners at https://undertheradarreport.com.au/ Disclosure: The links provided are affiliate links. I will be paid a commission if you use this link to make a purchase. I only recommend products and services that I use and trust myself or where I have interviewed and/or met the founders and have assured myself that they’re offering something of value. 👊 For sponsorships, brand deals, and collabs → https://www.sharesforbeginners.com/co... Shares for Beginners is a production of Finpods Pty Ltd. The advice shared on Shares for Beginners is general in nature and does not consider your individual circumstances. Opinions expressed by guests are theirs alone and may not represent the views of Finpods, Money Sherpa, or Phil Muscatello. Shares for Beginners exists purely for educational and entertainment purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Philip Muscatello and Finpods Pty Ltd are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289. Chapters 00:00 – Intro & Risk in Today’s Market 01:12 – Inflation, Interest Rates & Nervous Sentiment 03:20 – Why Long‑Duration Assets Are Vulnerable 05:10 – Dividends, Super & the Australian Advantage 07:00 – Four Principles for Reducing Risk 11:40 – Balance Sheets, Cash Flow & Cutting Losses 15:55 – Hype Cycles: GYG, SpaceX & Lithium 20:40 – Taking Profits & the 20/80 Rule 25:30 – Small‑Cap Dividend Portfolios Explained 29:10 – Acrow, XRF Scientific & Final Thoughts