💰 Купон 7.7% в евро от топ-банков: почему крупные инвесторы скупают эти облигации и чем они рискуют

💰 7.7% Euro Coupon from Top Banks: Why Are Large Investors Buying These Bonds and What Are They Risking? 00:00 Introduction 02:01 What's the Point of Buying Subordinated Bonds for an Investor? 03:23 Example of the difference in rates between "regular" and subordinated bonds of the same issuer 04:31 The essence of subordinated debt bonds as an investment instrument 05:39 Risk asymmetry in investing in subboards 07:27 Types of subordinated debt and maturity levels 08:17 Differences between bank and corporate subboards 10:10 Regulation and Basel III as an industry standard 11:46 Risks of investing in subordinated debt bonds 19:09 Write-off practices and real-life cases for investors 22:16 Conclusion 23:58 Current subordinated debt issues with yields of 7-9% per annum Looking for reliable long-term investments, but standard instruments yield too low a return? In this video, we will take a detailed look at a unique financial instrument that combines the reliability of the world's largest institutions with high returns comparable to the stock market. We'll discuss subordinated debt bonds (subbordes). Many investors are attracted by the opportunity to receive higher interest rates in foreign currency from globally renowned issuers with high investment ratings. The difference in coupon yield between regular and subordinated securities of the same bank can reach 2% to 5% per annum! We'll take a look under the hood of Basel III banking regulation and examine how, after the 2008 crisis, the world transitioned from government bailouts to bailouts funded by internal resources and junior debt holders. You'll learn why subordinated debt, especially Additional Tier 1 (CoCo) bonds, carries so-called asymmetric risk. This is a situation where your top-end profit is strictly limited by the coupon, while the risk of capital loss below is 100%. The video provides a detailed analysis of real-life historical cases that upended investors' perceptions of security: the collapse of Spain's Banco Popular in 2017, which was forced to sell for just 1 euro. The unprecedented write-down of Swiss Credit Suisse's AT1 bonds in March 2023, amounting to approximately 16.5 billion francs, when the traditional creditor hierarchy was violated by the FINMA regulator. We will also discuss key hidden threats in detail: capital write-downs without a default, the risk of a complete loss of cumulative value if management cancels payouts, a sharp drop in liquidity, and the risk of default on the settlement date (extension risk) for perpetual bonds. Bond data mentioned in the video: Barclays PLC (coupon 9.625%) | Ba2 / BB+ Societe Generale SA (coupon 9.375%) | Baa3 / BB+ Deutsche Bank AG (coupon 8.125%) | Ba1 / BB Intesa Sanpaolo SpA (coupon 7.750%) | Ba3 / BB- UBS Group AG (coupon 7.750%) | Baa3 / BBB- Banco Santander SA (coupon 7.500%) | Ba1 / BB+ BNP Paribas SA (coupon 7.375%) | Baa3 / BBB- ING Groep NV (coupon 7.250%) | Baa3 / BBB- Cooperatieve Rabobank (coupon 7.125%) | Baa3 / BBB- Credit Agricole SA (coupon 7.125%) | Baa3 / BBB- 📌 Need advice? Want to start investing? Need help building a portfolio? Already investing and want to improve your results? ❗️Contact us, your initial consultation is FREE! Write to us on Telegram: https://telegram.me/ikyselov 📌 You'll find lots of useful information (absolutely free!) on social media and websites, subscribe! My personal blog: https://illiakyselov.com/ My ETF investment project: https://etfdb.pro/ Instagram:   / ikyselov   LinkedIn:   / ikyselov   Facebook:   / kyselov.illia   Proprietary investment courses 👇 💵 ETF investment course for European citizens (how to buy ETFs in the EU): https://waylight.me/app/experts/ikyse... 💵 TAX-FREE investment course for Ukrainian and European citizens (how to invest and legally avoid taxes): https://waylight.me/ikyselov/communit... 💵 Securities investment course: https://waylight.me/app/experts/ikyse... 💵 Stock investment course with monthly payments: https://waylight.me/ikyselov/communit... Author's books on investing 👇 📖 Kiselev I. Securities Analysis for Beginners: How to Read Key Financial Ratios and Multiples / Kiselev Ilya. – Electronic data – Success Publications Sar, 2025. – 510 pages. This book will help you understand the analysis of key financial information when choosing securities and make informed decisions. 💵 Buy the book: https://digital-verge.com/product/ana... #investments #investing #financialliteracy #money #passiveincome #stocks #ETF #securities #ETFcomposition #etfcomposition #etfassets #investments #bonds #subordinateddebt #Eurobonds #passiveincome #long-terminvestments #CreditSuisse #Basel3 #financialliteracy #riskmanagement