Hidden Cost of Disney Vacation Club | Annual Dues Modeling/Math: Adds Up Over Time | DVC Actual Cost

Purchasing Disney Vacation Club of course has the initial cost of your buy-in purchase price, regardless if you purchase direct from Disney or via the resale market. That purchase price alone can induce quite the sticker shock, but don't forget to think about your annual dues as well! Over the lifetime of your DVC contract your annual dues are going to sum to potentially be a shockingly large amount of money. In today's video we go over some math to demonstrate this! Ahead is actual math, very simplistic models graphed using Excel, and a complete disregard for economic principles! If you're interested in learning what DVC might financially cost you over the entire contract this video is for you! I like to know ALL of the details when making a large financial decision, and trying to predict future costs of annual dues definitely plays into that for me. 0:27 Basic overview of annual dues: when to pay them, what do they go towards, can I negotiate out of them, what are the rates, etc. 1:03 Example of annual dues rates differing between resorts 1:43 What does "dues per point" mean? 2:12 Contract expiration dates factor into your decision & the math + basic example of Grand Floridian dues over time 3:30 Simple example caveats 4:36 Vero Beach example introduction 5:48 Vero Beach percent change predicted annual dues (predicted dues per year, total cost for a 100 point contract, graphs!) 8:15 Vero Beach treadline predicted annual dues (dues per year, total cost for a 100 point contract, more lines on the graph!) 10:01 Board Walk Villas percent change and tread line models/graphs/predictions 11:48 Beach Club Villas percent change and tread line models/graphs/predictions 13:28 Bay Lake Tower--a DVC resort with an expiration date further into the future than prior examples--percent change and tread line model/graphs/prediction 17:09 Comparison of all four resorts - Vero Beach, BoardWalk, Beach Club, and Bay Lake Tower 19:07 Minor details - late fees & how Use Year factors into annual dues If you'd like to support the channel consider shopping through my Amazon affiliate link: https://amzn.to/37nnsAm . Amazon Associates is a program that allows me to earn a very small commission on qualifying purchases made through my Amazon affiliate link. You will not pay a higher price by purchasing anything on Amazon through my affiliate link then if you had gone to Amazon.com yourself and searched for the product. There is no "bonus" for you when shopping through my Amazon affiliate link - it just helps support my work without any additional cost for you! #DVC #DisneyVacationClub Let's chat on Twitter and Instagram! Twitter has far more random and frequent thoughts, and instagram has more pictures. Twitter:   / pixiedustphd   Instagram:   / pixiedustphd   Channel profile picture drawn by my friend Karen. Find Karen on Twitter @LiveInJustToday or on Instagram @kz_estrella Video thumbnail made with Canva. Join Canva with my referral link and we'll both earn 1 Canva Credit: https://www.canva.com/join/thrilled-t... Intro and outro music: Monday Like This by | e s c p | https://escp-music.bandcamp.com Music promoted by https://www.free-stock-music.com Attribution 4.0 International (CC BY 4.0) https://creativecommons.org/licenses/... Images Twitter: By Source, Fair use, https://en.wikipedia.org/w/index.php?... Instagram: By Instagram - Own work, Public Domain, https://commons.wikimedia.org/w/index... Like/subscribe graphic: Video by imotivation: https://pixabay.com/videos/id-29881/